Jocko Underground: The Ups and Downs If You Won The Lottery

and we will provide to the best of our abilities answers possibly recommendations guidance or at a minimum

“some courses of action that you can follow in order to move forward and that's what we're doing. Let's get into it. All right first question. Hi jockel”

I won the lottery a few years ago in my state literally won the lottery yeah not the you know in the other kind of the real lottery okay long story short there are family members and friends coming out of the woodwork asking me for money they ask for loans and also and also just asking me for money directly I'm fully aware that they believe I don't deserve this money and that I that it was all one big freebie two relationships that I've had are already completely gone because of this just for me saying no and a few a few are strained at the moment

part of me doesn't mind but how do you suggest I handle my situation when people that are close to me

and others not so close ask me for money loans and or quote unquote help in my situation yeah well congratulations I guess right win the lottery good job and that being said if you're not heard of like all these kind of I don't know if they're urban legends but I don't think they're just urban legends that like people win the lottery and everything goes to shit in their lives have you heard that they're kind of urban legends before yeah from my understanding all the people that talk about it this is it's a factual thing so they do like the study on my lottery winners and stuff

“and yeah I think it's like like 80 something percent of them yeah they're worse off after certain”

amount of time all right so it sounds like you might be feeling just at least a little bit of that right starting to yeah so I think just out of the gate like setting boundaries and just telling everyone no sort of sort of is kind of what you're going to have to be and get that reputation out there where people just bro you give money to one person they're all coming for it maybe too late for that you know you might have already given it you know you'll own your mom something you loaned your brother

and then your brother's friend came over and then his brother's friend sister was also in a kind of a bad situation and it was just a few thousand but you see what I'm saying you know where this goes and so I think well that's one of the best things to do it's a little late right now probably but you can still start

“being like yeah no I don't I can't give away any more money but no and you don't even even even”

even that reason you don't even need to give a reason you know when when someone asks you for something and you say no and then you give them a reason it's almost like that reason that you give is something that they can negotiate right so hey can I hate you mind if did you mind if we come by tonight well no not tonight because I've got the you know my daughter's practice I'm picking up we come over after that you see I'm saying you just need to as opposed to like no you can't

and so look you're gonna go through a little bit of what's the you know a little bit of people I can't believe you you know it doesn't won't give me any money but fine so that's that's something that you can do is you know definitely no beating around the bush no no money another thing that you

could do and again I've never been in this scenario but invest the money kind of like a public

relatively public kind of way where you know you say actually no I can't give any money right now because I bought this and I bought that and I have this business going and I have this property over here so I don't have any money to give away again you're kind of programming yourself a reason and they'll go if you know you and you can buy that business you can give me a few thousand type stuff so again I don't know that's the best you know you're basically tying up

your money or you're giving yourself a reason but again the warning around that is when you have a reason people I can still wait until next month or what about when you know what I mean they'll they'll be there for you um you can also maybe and again this is something I've not been through maybe put the money into some kind of a trust or like an executor who controls it and that way when someone's like hey can I borrow some money like no I don't I don't I don't even manage that money

what do you mean you don't manage them yeah I gave it to this company they manage all the money I don't touch it why do you do that because it's too crazy I don't know what to do with it I'm too young I'm too dumb I'm too immature too many people are asking me for it and I just didn't want to deal with it anymore so I don't touch it anymore who would you get money for that new

vehicle who would you get the money for that boat that you bought well they gave you know I said

aside money for the boat but you know that's one amount who would you get the money for the ATV that you brought you know I asked them and they gave me what they allowed me but one thing they're not allotted me is to get money away so no so kind of cutting yourself out of it you know what I mean kind of cutting yourself going look somebody else manages that money no and by the way that's probably smart thing to do you know as long as you find a trustworthy person we find a trustworthy person

that can manage your money they'll put it into good stuff and you want to have to worry about it and you say I don't I don't deal with I don't even touch that money that money that I want it's not my

money anymore it's in the trust what's a trust it's a place where I can't touch it and give it away

“and spend it all dumb shit but what do you mean dumb shit you you you you you you need to live it”

up a little bit I'm living fine you got a house I got my truck I got my ATVs that's all I'm getting so if you want money for me if you want to hang around with me to get my money you're hanging around with a wrong person you better off going down to the local pub and see if you can get someone to buy you beer because I ain't buying beer it's a bummer man when you get this kind of money and people find out then it's like they're coming after you it's it's a bummer to hear that

you know I'd love to tell you if someone wants a borrow money from you cool get terms and

you know get interest but like they don't give a shit you ain't gonna see that money again

so you know you could say I'm gonna put your house for collateral what are you gonna take their house from them you know what I mean like make it worse make it worse make their life worse make your life worse because now you're an asshole even bigger you know what I mean so listen I think all this being said think the situation here is just say no nope no don't long money no I don't give money away would you mean you gave Jennifer you know 12 grand last year

for her deck new deck yep I know and that's why I can't do it anymore because it was a new deck there and it was a boat over there and it was a college fund for this kid over there and I don't

“I'm not doing anymore nope nope there's a that thing again I think that's the best thing”

is it's from you not yeah I think that's better than the accountant better than the executor better than the the money's already invested is just the solid no I think that's the best way to go again I've not been in the situation before but let's let's make you not the statistics of thing getting worse let's make you the statistic of yep you look up in 10 years maybe you got a new set of friends because maybe some of these people don't you know the only reason they want to hang

around with you is because you got money so maybe you got a new set of friends in 10 years and you know I had a guy tell me one time like every everyone's gonna want something from you and I was kind of like I didn't really understand they said no everyone's gonna want something for you I was kind of like that's really and then I wouldn't say everybody wants something from me but a lot of people do want something from me understood what he was talking about I understand it now

I can see like oh yeah people want something from you and again this is not just this is like being in the military like when I when I'm the when I became an officer it's like oh people are gonna want stuff from you well I don't know man I'm just one of the boys no guess what you're not one of the boys they want this they want that so you got to pay attention to it and I think in a

“scenario like this man as a Nancy Reagan once said just say no I think that's what we got to do”

yeah and even then that's not easy you know no it's definitely crazy because yeah you're kind of damn it's crazy right how what money does and is and whatever so the especially free money or perceived free money is that's really the deal you know um because like yeah you just you just say you know laterally from the beginning not you know sorry across the board right from the beginning no everyone's like oh my gosh you didn't even earn that money maybe they don't say that but like

that's what they're feeling right you didn't earn that money you got it as a one huge huge abundant freebie and it's like what you're that greedy you know like that you're just like you got all this stuff not earned and then now you just want to hoard it all for yourself that's the thought and yeah and you just watch people who you're literally like the day before like it's you're one of your best people friend family whatever and then now they're just not you didn't do anything

to them it's crazy man by the way you know what's interesting is you know how many people if you ask if you take a rich person just a rich person and you know whatever they did

car they have to they have three expensive cars let's say three expensive cars and they have three sick houses

and they live in kind of a mansion if you ask 10 people if that individual deserves that money

I say seven out of ten say you deserve all that so that is a little excerpt of what we are doing

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