How a Teacher Built Wealth Through Stock Options

The best you can get out there in a high yield savings account is 5.

Let me teach you how to make that in a day, right on.

“Let me teach you how to make 30% in a month.”

Let me teach you how to make 15% in a week. Anybody can make 15% off 50, 500 or 5000. You can change your life. Get back your time freedom by having the market. Make money for you.

I can show you how to punch a couple buttons on your phone and make money. Dr. Kelly to clue is a former educator, TEDx speaker and wealth strategist. And the founder of the stock options trading academy. She helps women build wealth through stock options and financial education. We all have these things that our parents taught us.

That's what we call that. Absolutely. Oh yeah. On about money. Sure.

And it's going to have a cognitive dissonance because Dr. Kelly is like, well, I got to follow the strategy. But mom said that money don't go on trees. Yeah. But when I followed her strategy in three days, I made money.

But mom said this. So it's going to come to a hit. And unless you sit here and do what I call psychological surgery and take out those viruses, unless you do that, this is going to win.

And you're going to start self sabotaging and you're going to be like. [music playing] It spans the globe. Like a super high school. Internet elders.

[music playing] The living your legacy podcast for those who live to live a legacy. [music playing] [music playing] Oh, that is sensational.

[music playing] Open. [music playing] [music playing]

Welcome back to another amazing episode of the Living Your Legacy podcast.

The Women in Power Edition for Insight Success. I am Regretiers. Joining me today is Kelly Dr. Kelly, the clue.

“And she is the founder of What Are You The Founder of My Love?”

The Stock Options Trading Academy. Kelly, you can look at me now. [laughter] You're good. It's almost like operating a plan as they land.

How do you feel you just wrapped up your episode from an empower? I feel really great. I feel really great. My cameraman did an amazing job. He guided me perfectly.

He took great pictures. He asked awesome questions to prompt me of what to say. And we had a great conversation actually, so I'm appreciate it. Awesome. We call him a cinematographer for sure.

[laughter]

Never call a cameraman camera guy.

I don't know. Is he really don't like it? Oh, okay. I despise them when they call me. That's the cameraman.

But he was awesome. Of course, that sounds awesome. Yeah. Back from Italy too. So he's fresh, fresh off of Italy.

That's cool. Have you ever been to Italy? I came back from Italy in October of last year. Oh, no, it's time there. Yeah, yeah.

You did a whole lot of cool stuff, even took a cooking class while I was over there. Okay. What did you cook? What do we cook? It was, don't get me lying.

It was something with mushrooms and of course pasta, of course. But yeah, it was pretty cool. Yeah, yeah. So what are we going to learn in your episode? What did you get to learn about yourself actually?

Wow. I actually got a chance to snap together a couple of puzzle pieces from my past

and to where I am now and I was like, I never thought about it like that.

For example, one of the questions was about an incident where I stopped bullies from messing with this kid in high school and I never thought about it. But that was like a cornerstone example of who I am now because I'm always working to help the underdogs. So the folks that have been disenfranchised and people who have been left out of the conversation

of wealth, I'm trying to help them. And I was like, oh my God, I didn't even know that. Yeah, so that's kind of cool. It's awesome that you're making that connection because we find a lot of folks that can walk in through inside success.

They make that correlation right away. They're like, wow, I didn't know it was that amazing. Like, yes, you are. You deserve this in that chair. Let's talk about the education side of things.

“You obviously mentioned a couple key words there.”

Let's talk about education, educating folks about what you do about. I want to go down the spiritual wealth side, but we're talking about wealth wealth. Stuff that you can see in the numbers. There's been hundreds and thousands of movies written about this. How there is almost an organism within the stock market.

It's a living organic thing. Yeah, yeah. Let's talk nerdy about the stock market. How does the stock market breathe? So basically, we have our buyers and sellers, our bulls and our bears.

Whoever is dominating at any given point, whether you're talking about a time...

or a time frame of one day or a time frame of a week or a month, who is dominating is it more people buying? And if more people are buying, that makes the stock price go up. Yes. If more people are selling and makes the price go down.

So what we need to do as investors is figure out where is the volume. Who's running the ship right now? And once we figure that out, we could take advantage of those swings.

“So what do you think about the folks that are taking on orthodox swings?”

Like the guys that's on Reddit that are just making folks a game stop. Like just like a hot item overnight. Because they're actually they're tribal and they're creating a noise. Talk about how do you monetize that noise and educate that noise? I love the education behind it if people will take the time to do it.

Because what happened in that specific situation was people understanding that a very small minority of rich men have been dominating and almost running companies into the ground for fun. For fun. For their fun and their benefit.

And when that guy roaring kitty when he found the glitch in the matrix. And that's funny because that's actually something that I've been gifted with from the universe is I recognize the glitches in the matrix. I didn't recognize that one. Okay.

But he recognized it and he was like, hey, let's us regular folks.

“Let's us, you know, give it to the man, you know, by doing this.”

And we become the buyers. We become the bulls on what they have been selling. They've been selling it and pushing the price down. And so it was quite educational. And I'm so glad they did a movie about.

They like two or three movies about what happened.

Because it was never had happened before.

Yeah. No one has ever had ever figured out what the big dogs were doing. Yeah. And let alone figured it out and then decided, let's take advantage of this. So I thought it was awesome in terms of education.

Very much so. Yeah. What really kind of influences the stock market is like the time of day. The temperature whose president, what the president is doing. Really talk about how it represents like, you know, the pulse of the of the world.

Well, when you're trading, there's two different types of traders. You got your technical traders and your fundamental traders. Your fundamental traders are taking advantage of. Current factors that are happening right now. All right, and you probably heard something where they say by the rumor sell the news.

Yeah. Okay. And so with that, people can make a lot of money by understanding where the wave is pushing. Is it pushing up again or is it pushing down? Right.

And so that's the underpinning of what's happening. Most of the time that's pushing the news now is there so many. So many outside factors that don't necessarily have anything to do with the stock market. Specifically, but affected dramatically like this past Friday. Jerome Powell, he had his speech and the market took off.

You know, like one of my clients made like $10,000. And I was like, oh my god, awesome job. You know.

I always loved seeing my clients winning, but yeah, she did that because of something that had nothing to do with the stock.

She was invested in per se. Sure. But it it rolled the wave of Jerome Powell speaking and he took the whole market up in this case. That's awesome. How it's almost like prepping for hurricane or a storm.

“How far ahead do you prep your tribe to understand this and go arm yourselves or get ready?”

Because we're expecting a blip here. Oh, um, specifically in September. We know historically that's the worst month of the stock market historically. So I tell them in August. Hey, get ready.

Get ready for September because this is what we know historically is going to happen. And then of course, I tell them in late October, early November. Get ready for the Santa Claus rally. Because that's where the market's going to start shooting back up again. We try to teach them the waves of the market and understanding there's going to be things that are going to happen historically.

There's also things that are going to happen in terms of different sectors in the stock market. And how to take advantage of the moves as the cyclical nature of the market happens in January and February and April. And then August and things like that.

I always found it fascinating because I come from the gaming industry and I've always loved, you know, the big three Sony X-Box, a Sony Microsoft and Nintendo.

Yeah. And just like Activision, the developers and it's just the fluctuation of the market and how things, because in gaming every, every other day is different.

There's a new trailer, there's a new piece of houses, a new controversy.

So it's always, it's always, it's, you can kind of see it by day.

Okay. So to me, my vertical is, is, is, is gaming. What would you recommend for folks I want to jump in? Do they start following stocks in books, water,

“Gatorade, what, what's something that's easy and tangible for folks that jump in and feel good about it?”

I think the easiest thing actually are they came up with something new in the past. There are dividend stocks. You probably heard of aristocrats and kings. Those are stocks that have been paying dividends for last 50 years or last 25 years. And recently, they came up with these ETFs dividends. All right. They came out, I think the earliest one came out like in April of 2022, maybe 2023.

And just owning them, you can get paid every month. Well, that's a new thing because the aristocrats and kings, you get paid every three months. So, so that has, that new mechanism for making money in the market is what I would push people towards. Because it's an easy win. It's an easy win. Really. And it gives them a chance to come up.

One of the things I do at my TikTok community is we have just got paid Fridays. Where everybody just comes and celebrate the fact that we all just got paid. Very much like I'm so rid of it. And so we, we are using the stocks that I've told them. I said, this is going to pay you every single Friday.

Get it? It's easy money. You know, so I think that would be that is the current easy low hanging fruit to step into the stock market.

Because it's allowing people who have never again, the underdogs, who never thought they could be in the stock market,

who never saw them represented in any stock market movie. The gives them a chance to get in and start getting paid.

“So that's what I would suggest for people.”

That's amazing. How much of it is food food and a lot of screens and numbers. How much is it the stuff that we see on television and versus the reality of the hard work. Keeping your nose down and looking at patterns. That's a great question. When I go back now and I look at the old Wall Street movies. This is what I do. I look at it.

I'm like. Join screens. Yeah, yeah, yeah, you know, and I'm sitting there like, okay, then, okay, well, that's real. Okay, I'm not that, you know, but a lot of it is staying plugged in and understanding. Okay, how to read this stock chart. How to read the fundamentals.

If you're not, if you're not a technical analyst, you're a fundamental analyst. Okay, cool. How do you read the direction of the stock based on the fundamentals? Is this company making money? Yeah. How are they making money over time? What's their, what's their flow? What's their free cash flow?

You know, understanding how to analyze from both perspectives. Looking at a stock chart as well as looking at the fundamentals of a company. How to get in and how to make money. Right. Yeah.

And what I teach my clients how to do is how to make money both ways in the stock market. Right. Because you can make money when a stock market stock goes up. You can make money when it goes down.

“But you have to learn how to trade options.”

For sure. Which is why I have the stock options trading academy. Awesome. Yes. So that's where I was going to say, when do you stop and say, well, I'm going to, I want to teach folks how to do this.

But when does the the other F word stop being used free?

Like this is some powerful stuff.

And you, I'm sure you, you've done your homework your research. You earned your stripes. Yeah. And you figured out, well, from the day I was born to 2020, I'm going to monetize me from 2020 to 2025. I'm the, I am today who I am today.

Yeah. You can't pay for that person. So how do you monetize this knowledge, but also be free spirited and giving? That is such a great question because my first business coach. He had to, because I'm a teacher by profession and trade.

Sure. You know, so I'm all about giving away stuff for free. And my business coach, he, he called me one day. He's like, you're not a teacher. You're a business woman first.

And I was like, but I like to teach. He gives stuff away. He's like, look. So, so yeah, the thing I do now is I provide value for free on TikTok. Right.

Anybody can go through all of my TikTok videos and get amazing. And people have got an amazing value. And they make money off the free stuff that I drop. You know, and my Facebook group, stock up training academy, my Facebook group. It's a free Facebook group.

It has resources. Yeah, it has all this free stuff. You know. So you can go in there and learn a lot of stuff. For example, I tell people, if you go into my Facebook group and you type in the word lesson,

you can sit there with a note pad and pencil and learn and learn and learn and learn and learn. Free stuff I give away. And then I tell them, hey, if you want me to help you learn better, more, how to be more strategic in making this money. And if I resonate with you here, I can help you out.

You know, because one thing I learned a long time ago, you can say the right ...

And you can say the wrong thing to the right person.

“So whoever's going to resonate with my spirit and my energy and my heart and my spirit.”

Then I'm here for them. I'm here for them. I'm going to take you to like figure that out. You recommend what's like, wait a minute. As long as I'm true to my spirit and true to who I am, my tribe will follow me.

Oh, it took a long time. Yeah, right. I think so wild. It took a long time because I had heard that thing about you can't say the right things. I had heard that, you know, 10, 12 years ago, right, but it didn't.

I didn't know what it meant. I would probably say that I would probably say right around the beginning of this year is when it really just settled into my spirit. But also what changed was in December. I had down low from the universe. And I really got to because I love teaching.

And I know I'm supposed to be a teacher. But it came to me what my mission and goal was. You know, and it came to me as yours.

Post a help a million people will come in theirs.

And I actually had created a one of the strategies I teach. That's trademarked because I tried. I'm serious about what I do and what I share with people. And so I went and had my strategies. I call them recipes because it's so easy to learn how to invest in the stock market.

If you simply, if you give somebody a grocery list. Step one to this step two to this step two to this step. And that's how I teach. So I learned that methodology from when I started teaching in South Sergio L.A. Because I was teaching kids math and science who could care less about math and science.

So I had to come up with strategies to make it fun and interesting for them to want to come to class. So when I got to the stock market, I was like, okay, okay. How do I collapse time and help them make money faster, right? Oh, let me go back to the strategies. Oh, step one, just make it a grocery list, right? And so my client started making money and started being successful and all that.

So I'm trying to come back full circles for what you asked. But I knew that teaching was my thing. But then I had to step into and be guided to what is my purpose, what is my mission. You know, and that was given to me in December. Just passed December, right? Okay, now I know what I'm supposed to be doing.

And when I got that clarity, oh my God, it felt so great. Because now I'm like, okay, whoever resonates with my sound, you're going to come my way. And if the people, if I don't cool and understanding the universe is full of abundance. Oh, yeah. And just because somebody don't come to me, they can go somewhere else.

I mean, how many churches are on the same block? Yeah, yeah. I mean, I can teach you how to spend your money.

“Yeah, that's why I like to put it for sure.”

Let's re-circle here. I've kind of lost my train of thought because I was kind of lost in the sauce here. Oh, that's good, that's a good thing. Because I kind of wish Rudy was sitting here because he's all about, you know, he can talk to Lingo, but I'm giving you the perspective of someone that goes,

I see a lot of these apps that are telling me to get rich in the stock. Talk to me is like, no, right, don't use any of those apps. Why should I go to you as like, the stock option got us? Okay. So a lot of times the apps are fine.

Sure. It's the person who is pushing or pulling or influencing. Okay. For example, everybody wants to think that as an example, Robin Hood as an app. Yep.

You know, and what I found because I trade seven different apps. Nice. So you do have that large computer with a big screen. You know, I found that they all have pros and cons. Okay.

So here's what I tell my clients.

Just like when I was teaching and I was teaching kindergarten, you don't give a kindergarten a pen to write with, right? Because they're fine motor skills are not developed.

“So you have to give them a crayon and they hold it like this and then they draw like that.”

Right. So just like that, I would give you as a beginner in the stock market and the kindergarten level. Yeah. I would give you Robin Hood because it's the easiest platform to learn on. As opposed, I would not give you think or swim.

Sure. As a beginner. That sounds dangerous. I wouldn't give you that. That should be an app called think or swim.

There is. And I would be setting you up for failure as a beginner. If I handed a kindergarten or a calligraphy pen. Yes. Just like if I handed somebody as a beginner, think or swim.

Oh, man. Because what is my goal? My goal is to help people start making money quickly. Okay. Now we can build up to the think or swim.

Sure.

But I need to have you go in there and punch two or three buttons and then you're done. And you're like, Oh, my God, this worked. Cool. So my big $20,000 question here is when you say it worked equal signs money. What does it mean when it worked?

I made $5 an hour or what does that mean?

“What does the amount, the amount of quote unquote of what it works?”

Okay.

I always tell my clients if I had a man.

If I may. Grab. Oh, there you go. Right off the shelf. All right.

Cool. Now I'm a chess player. So hit. But here's what I want to show you. Yes.

We're taught to look at it like this. What I teach my clients is turn it like this and look at it like this. Okay. Okay. So now to answer your question, it's not a dollar figure.

It's a person. Got it. Because they tell you we're supposed to get a high yield savings account. Okay. Or we're taught to go put our money in a savings.

A regular savings account. Okay. Cool. You put $100 into a savings account. And after a whole year of that $100.