The Daily Habits Behind Endless Income - Garrett Gunderson

If you ever want to sit around a bunch of entrepreneurs and listen to their proven tactics on what they do and how they do it and what their routines look like, this is the episode for you. Get it nice, sit down, so much so that we're going to have to do another episode just to talk about the finance stuff. This episode is about our routines, about the things that we've seen that create success and really what it's like when we all sit down and talk to each other.

The show starts now. Are you ready? Welcome back to the show. I'm really excited at my guest on. Thanks, man. Thanks for coming on. I appreciate you. It's been a fun chat and until we got to the show right away, you know, just hit it off, so look forward to this. So for the four or five people on the planet who aren't lucky enough to know who you

“are, let's get everybody caught up. Who are you? What do you do? How do you get here?”

I grew up in a small coal mining town, so I didn't come from money, but I teach money, you know, so when I was a teenage, I won $5,000 being the young entrepreneur of the year for the state of Utah. I don't want to invest that money, but my mom was like, you can mess that up. I'm not signing off, you know, so she wouldn't be a custodian. So as soon as I turn 18, I made a really dumb investment in this variable universal life insurance policy that they said

was going to earn 18% a year for 40 years, which was nonsense. But that led me to getting an

internship by the time I was 19 and that internship was basically teaching me how to pedal products,

but it also was the 4A and it like finance and in the year 2000 and in 2000 and 2002 the market starts to tank. That's when I got my real education, because I didn't want to just tell people, "Oh, you're enough for the long haul or dollar cost average, or any of that kind of nonsense." And so I became really good at like efficiency, helping people save tax, help them save on interest, help them find where there's non-performing fees, or design their

insurance is more appropriately. And I just was fascinated with what the wealthy did versus everyone else. So my books are about where without a plight at everybody. Yeah, I think you and I both grew up. We couldn't afford the last few letters of poor. That's just

“how we were and that's how things kind of kind of worked out. We just got a little obsessed with the”

freedom that money buys. I think it's one of the things that people understand. Money's not going to buy happiness, but good god will buy some comfort because those business class seats are really quite nice. It makes a big difference, man. Like lack of money creates a lot of uncomfortable moments that are unnecessary if you had money. So it's just like a life of inconvenience. And unfortunately, in the world of finance, they kind of teach in convenience. Like, oh, just wait, tell your old,

just keep setting money aside. You know, it's never about enjoying life along the way, which I

am poor. I like, I want to make sure that people have a high quality life, and more you can, you know, have good energy and have a life that you love, the more you're going to create value in the world, the more you hate everything because you have to wait till your two old do enjoy it, to finally, you know, enjoy the money you've been saving. I think that's just a bad path. Now, so, and I think we're taught that too much. We're taught, hey, do this and avoid it and

don't enjoy now, push it off to the end and all that. There's so many myths out there when it comes to money because, you know, again, when I was talking early now, it was, you know, work hard. And I was like, what are you talking about? That is absolutely an effective. So, what are some of the myths that you have towards money that you're like, yeah, absolutely? No, this is what you do completely wrong. I've learned this. What are some of the myths? Yeah, like, what I think you just mentioned

is hard work with the wrong philosophy still leads to limitation or bankruptcy. So, I kind of learned this a little bit at an early age because this missile of a better, I would ride my bike to do her lawn, pull her leads, do her, pull her weeds, and all this kind of stuff, and she would pay me with with quarters and dimes. So, it was excruciatingly painful work, yet it didn't pay off. And then one week I worked at the East Carbon Dump site where it was 105 degrees trying to

pound stakes into a ground that was hard as coal. And, you know, so the next thing you know,

I was like, all right, I've got to get it education. Now, first, I thought that education was

going to be school, but I got most of my education outside of the classroom. I did have professors that used to be fun managers that I learned a ton from or just people that were like really intelligent that I could have conversations with and that knew a lot about business. And so that really did help. But the way I've kind of figured out these myths was making mistakes myself, and just questioning everything. I went to, I went to Korea to teach English for 18 years old.

“That, I'll be honest. I went to Korea because someone said, you should go to Korea and model.”

Why do they need a six foot three white dude to model in Korea? That's how stupid an i.e. I was in vain. Oh, yeah, I end up teaching English there. I go to this movie one day and they have subtitles in English because it's Korean and they were showing how this woman was getting really sick because she was running her air conditioner too much during the day because they're having rolling blackouts at the time. I mean, once you turned off her air conditioner, she got healthy,

even though she's sweating because it's the monsoon season. And I was like, oh, man, this is propaganda. And I came home going, what am I buying into that isn't real as well? And I had just made that mistake of putting the money in the v.well and stopping that. So I just started to question everything.

The three main myths are based upon this accumulation of philosophy of it takes money to make money. Well, it doesn't take money to make money. It takes relationships and ideas. It takes value and exchange. And yeah, you can make money on your money. But there's other ways. Number two,

high risk equals high return. Actually, the wealthiest people are amazing at mitigating and

managing risk, not taking it. It just looks like someone's taking risks because they're taking

“action. And third is when they say you're in it for the long haul. Well, that's how most people”

you know, run their finances. Money times rate times time. But that's a really slow kind of dangerous way to run finances instead of cash flow instead of financial independence instead enterprise value. Instead of like, there's there's a completely different way to look at it. But those are kind of the first three myths I talked about in sacred cows was, you know, those it takes money to make money, which almost everybody said at some point in their life,

high risk equals high return. And you know, for the long haul, that's it's not true. It's just what the institutions like to preach to people. Because then they get to take someone else's money and make money on it. They get the other person to take the return at the risk. Well, they get the return. And they cash flow from day one when they tell everybody else to wait for

30 years before they touch the cash. Absolutely. I remember the first sticker cal that I shot in the

head was at the work heart. I was sitting down and I got brought into an environment and I was pitching IT services at the time. And he came in and while I was there, there was an individual who did a slip and fall. This was a, this was a swap shop type environment. It was an open air mall, the person fell. He was losing millions of dollars a year every year to these pretend slip and fall. So I was like, why don't you just put your hands up? And he's like, he is why I don't, I don't

not have to do that. And I was like, well, let me walk around. I go, I can give you an inch of this. So I walked around, took up my cell phone called the closest dealer next to it and said, okay, this is where I am. This is what I'm doing. What would it cost? Give me the cost. I walked back in the office two or three extra costs. I said, I could do it. I could give you a one year warranty. But that's going to cost you an extra this, which it was already included with the vendor sold it made

more than I made in, I think it was like two hours that it took me to do this, made more than two hours than I did in the last three years. And I was like, okay, that's a different conversation. And it just, it was sold, sold, sold and it was put in some amount of business and it's solving a problem that someone couldn't see, right? Right. It was just you have find the pain, eliminate someone else's pain and you will be rewarded. It's that's the the cow that I started

praying to. So you went in and you gave us a formula. Let's say, hey, this and this and this, and it's completely wrong. What is a formula that you now know to be a completely true. That is a

“sacred cow for you. That you're like, this is the actual formula you should use to create wealth”

freedom and everything else included. The first part of it is instead of diversifying, most people prematurely diversify. It's about focus with investor DNA. So risk is in the investor, not the investment. So you figure out like, what investments makes sense based on who I am and you go first in the investment in yourself, gain the skills, gain the knowledge, increase your financial intelligence, first before you try to save another dollar, you put it there. And second, focus on financial

independence instead of retirement, which is, how can you create enough cash flow for masses to cover your lifestyle expenses. So the first place to do is go, all right, well, where can you plug financial leaks? Are you tipping the government? Are you overpaying on interest? Are do you have hidden fees or commissions on your investments? Do you have improper design on your insurance? And you plug those leaks so it actually comes in to help you create more cash flow. Then once you've

got that, you focus again on velocity instead of accumulation, velocity, you know, to break it down is just the GDP or the gross domestic product or output of a country divided by its money supply. So how many times does a dollar exchange hands? So rather than accumulating, the loss it ties. So one way to loss ties is be more efficient, right? If you keep the money supply of the same, but you can increase output, you can do it through efficiency or expansion. So expansion is

value creation game. How can you solve bigger problems or more people and deliver value? Because money will follow value. And so when you put the money into yourself first, when you then focus on an asset class that makes sense, then you look at like three dimensional assets, which are things that create equity as time goes on, cash flow and tax advantage,

“versus just deferring taxes in something one-dimensional like retirement plan. Now here's the thing”

this does require a little bit more work upfront, but it has way more reward long-term. Yeah, I agree and I think there's a huge part that you talked about the difference between capital and cash flow. Because when I talk to people all the time, if they're talking about,

oh, I want to make a million dollars, all I want to have ten million dollars in the bank,

I know where the financial literacy at that point. Okay, I know the conversations I'm going to have. If I've got someone coming and saying, hey, no, I'm doing a buck 50 right now and pure passive income, I want to write that up into something else. I'm going to have a very different conversation. Everybody I know that's a billionaire talks about cash flow. They do not talk about capital. We're just, it's a totally different conversation. What are the things that I can buy immediately?

That's either going to help me stop tipping the government or be what's going to create more cash flow. And I don't think people understand what the ROI is on paying taxes. And listen, I'm all for legally paying taxes. You absolutely should. The government gives us an immense amount of things.

I love all that. There is money that needs to be done. However, it's a government's going to reward me for investing and allow me to get through things like costs,

“or things of that nature. I'm going to go do that. So how does this asset make me money right now?”

So what are some of the things that you're invested in versus some of the things that you're like, I am not touching that. That's our right man. Yeah, I'm not like a, I'm not an index fund guy. I think that most of the stock market or companies that I don't really care about and don't necessarily want to support. And I don't like having my money outside of my own influence. To me, if we were back and looked at me in my 20s,

I'd just invested in everything. I had IPOs. I was putting money into oil and gas. I was putting money into. I had over 100 real estate properties and doors. You know, some was commercial. Some was residential. I did a fix and flip. I had a hard money lending. I just everything looked like an investment. I worked my ass off on things I didn't enjoy doing. So Warren Buffett said, hey, look, if you could only invest in 20 things over your lifetime, you become a better investor,

because you become more selective. It's about focus. So now, I just feel like I have a big enough vision in my business that I'm investing there. And I just turn that business wealth into personal wealth with one or two asset classes that are very simple and straightforward. I don't want to have anything that requires a lot of management that would take me away from where my biggest focus is. In that business, but sure, I have some golden silver and Bitcoin as a hedge. And yes, I have

some like property, but it's property that I can drive to one that I rent out, but I'm probably going to sell it because the renter wants to move on and he's been with me for five years. And so I'm just going to make a profit by selling it. I then I've got my house and my cabin that I don't run out, but it's just kind of inflation hedges. I really see like my business the more I grow it, where it doesn't require my daily involvement, the more enterprise value and cash flow that

comes in. And ultimately, that's my great tax advantage because there's so many incentives with it

that I've just simplified and focused. So I just have, you know, a very simple portfolio now. So one of the things that I learned really from a guy named Melvin Simon, Melvin Simon, any more you've ever been in is a Simon. Mom, he was 64th richest person on the planet. It's time. And so don't invest in things you don't understand. Periodful stuff. If you don't understand it, so, you know, I got a lot of trouble because I haven't touched any in the crypto. And I was there

when it was like a hundred bucks a coin, which of course, in hindsight, what I have loved to about it knowing what I know now. Yeah, but I still don't fully understand crypto. I still don't understand the blockchain. Just on my, I don't know. So don't invest in things that you don't know. I've made a ton of cash doing other things that this makes sense. I'm a real state guy. I understand it. I can substantially this makes sense to me. I'm going to stay in that lane because I have

some sort of control over it. But the other stuff, I'm very much with you. I don't get this. But I have made more money from business opportunities for acquisition and scamming and flipping businesses than I have in any other businesses that I've worked with because that's just something I'm good at. If you're really good at hockey, play hockey. Don't try and play baseball.

“It gets. That's what you're doing. That's investor DNA right there. And if you can have the muscle”

to say no to all the things that are really just distractions disguises opportunities, you have more time, you enjoy life more along the way. And the biggest problem some people have is they go, oh, well, this sounds like a really good story over here. And I want to be part of that cool kids club. And so they get outside of their expertise because it sounds good, but it's actually just a complete distraction. And the people that can stay focused or the ones that grow them most well.

And even if you miss out on some deals here and there, that's okay because then you stick to what you know. And when times change in economies start having difficulty, your knowledge becomes so

essential because you've got the mental capital and the relationship capital to see it through.

But if all of a sudden you're investing something you know nothing about, you don't have the network for that. You don't have even maybe the desire to learn about it. And there's a learning curve to that. And especially if we're going against pros, like someone that doesn't do anything in real estate is going to go up against pros in real estate. And if they think they're just going to get amazing returns because they saw one deal, how many deals do you pass up on before you say yes?

What's the criteria that you've created so that you have a formula and a format for what you do? And the people that I know of the wealthiest, they do that. The people that aren't just go, oh, I have the money here's a deal. I'm going to go ahead and do it. Or here's a story. And there's way too many people that are good at selling the story that aren't capable of getting the deal

“done the way it's supposed to be done. Correct. And I think it's also hugely important to understand”

that as you're going into whatever these deals are, what do they have? There's always going to be

another deal. I miss Google's IPO. I miss Yahoo's IPO. There's always going to be another. And as I stack it all these, I was like, wait, they're always coming. There's someone in another city somewhere right now that is making a deal that's going to retire their next three generations. That happens multiple times a day. You just need to relax. It's a big ass pie. And just because someone else is getting their cut on the pie doesn't mean you're just got any smaller. Get over it.

It's a big pie. Yeah. And if you can say no to something because it has the wrong deadline,

kind of avoid going through your rules, I mean all of a sudden you say yes and it works out,

“then you might get sloppy or in the future. Like when I first started investing,”

when I was 19 years old, I bought a house. It was a town home. And I got a champ loan, which means I didn't have to make the down payment. My mom signed as a co-signer. And I rented out two of the three rooms, lived in the one room. And then a few years later after school, I sold it.

And I made, you know, I paid 96,000 sold it for 170,000. I thought man, this is amazing. My second

deal, my buddy Joel, who I just actually saw for the first time in years and a couple weeks ago, he said, hey, I have a buddy that's just got a mid job, but he's really behind on his mortgage payments. Anyway, that you could buy his home and then rent it to him. And then you guys could split the equity, because there's a ton in it, did the research, ton in equity in it? So I do that deal third deal. I just gave someone 25 grand that I knew well and they gave him back 50 grand,

three weeks or sorry, three months later on a real estate deal. So I have three deals that are all just huge percentage returns. Almost infinite on two of the three, because I put no money down on either property, just financed it. And the other one I put in 25 got back 53 months later, that's a 400% annualized return. So I thought I was a genius, but I was young and naive. And so I just was like, well, if one or two or three is good, I might as well get 200. And I just started

doing a deal after deal, after deal, without being selected enough, because I confused lucky with good. And so this is why I'm saying the first place you invest is in yourself, and you're getting really knowledgeable, then you invest in the team. So you've got the safe guards and people that can do due diligence, because I've seen people that they can't do real analysis on a deal, because they're so sold on it. And they need that outside perspective of someone not involved

them to ask the questions, they don't know how to ask. And you know, that's the thing in finance. There's not enough people doing due diligence. There's a lot of people doing selling,

“not enough people doing what could go wrong and how do I protect myself?”

And while also to your point, I think there's not enough people investing in themselves and educating themselves. So if you're in that situation, you're listening to this, wherever you are in their life. If you're in your 60s, you're if you're in your teens, you know, with how the world's changing as dramatic as it's happening with AI right now, with everything that's happening politically, which I will not get into.

The world is not going to look the same in five years per period full stop. It's going to be one of the most radical changes we've ever seen. So if we're having people coming in and we want to have them invest in themselves, and they want them to make sure that we're doing a better job with this, how do you welcome to this man? How do you sit there and say, hey, this is how you start investing in yourself?

This is what you read. This is what you do. Walk me through that. Yeah, so there's a couple of things I start them with. First, I usually start with like my own story,

“just so they understand. I didn't just like pop into money and then all of a sudden invest in myself.”

I won that $5,000 and I invested almost the $45,000 in education while I was in school. Meaning it wasn't for college. It was for things that was doing outside of college, flying and traveling to places to learn and I took every dollar and put it all in there right from the beginning, which allowed me to hit the ground running while I was still in school and by my final year, I made more than any of my professors. So that was, you know, that was pretty big. But for some of the

doesn't even have money. We're in a world where we have access to pretty amazing information,

really inexpensively. And with AI tools, we can sort through it pretty quickly. So my suggestion is people start their day with investing themselves in at least three ways, exercise education and enlightenment. Like the things that you could listen to while you're getting ready in the morning, while you're working out. And then just take time to see how it applies to you by asking yourself questions of what's one thing I could do from this to improve my life. If you start your

day right, the rest of the day gets better. So I spent several hours this morning just writing, just taking time to write. And then when I was getting ready, I was listening to an amazing audio, because I'm focused on what can I do to improve and media. So I'm obsessing about that, and learning about that. In the past, that might have been something that was so hard to access. There's so hard to get information with. But I just, I set my house up that every bathroom

has books, you don't pile up in it. You know, I've got every, every place I go. They're like in my backpack. I've got books. So if I'm on a flight, I'm constantly finding easy ways to access what I'm reading. And we're carrying around phones. That's so much information on them

that I just make sure I always have something downloaded, whether it's a book, an audio book,

or even a podcast or a program I'm part of. And so if you just start your day that way, but what I recommend to make it really real is say, all right, what is it that if you learn would make the biggest difference to apply? So you're not just going for generalized knowledge, you're going for specialized knowledge. So this quarter, everything I'm listening to is how do I improve with media when it comes to YouTube when it comes to Instagram? So I can get

more reach and reputation to serve more people to be able to be known because it's not just what you know, it's who knows you. So I've just set my life up like that. I tend to pay attention at which I pay for. So I've hired coaches in that. I'll be with my coach right after this call.

and delivery of it. So you pay attention what you pay for. And then just create like this,

I look at it this way. Like mentors are so essential to this because they have so much

questions you don't ask yourself. So have a mentor that asks you the questions. Have a coach when you know what you want. That tells you precisely what to do to get that. Then create the systems and tools to reinforce it, which is all the morning habits and rituals that kind of help you

“out. And then forth create accountability. That's why paying for it will help you pay attention to it.”

Because too many people in the world, what they do is they spend time to save money. I know you're the kind of guy that spends money to save time. And so if you find yourself not sticking to your education, not sticking to learning, you've got to make sure it's something that can apply and that you can see results with because that will make it more specialized. And then maybe put your money where your mouth is. We'll be the next level of accountability. Or find

someone that you can study with and work with the song in some type of accountability group. Whether that's paid for or not paid for because it's someone with a shared vision or a shared goal that they're working on too so that you're not left to your own devices that when you're tired or when somebody doesn't go your way, you don't just abandon it.

Well, I think there's some proven steps in it, right? So the first thing I always do when I

talk to my people are, is make a listen, if there's a game on your phone deleted, if YouTube the app is on your phone, get rid of it. Sit down. So that's the point. There are all the distractions. I don't know that the distraction is destructive. Number two, understanding time is not your most viable resource. It is not. Your health is because there's a bunch of people who have polio who are stuck in those coat cans who have tons of time in the 80 years, but they

couldn't move. So health above all else. So you start with health. You want to do that. I love how you broke things up into quarters. Right? Okay. What am I focusing on this quarter? And then also, you know, the conversation of Eden and the Frog, which is a great book, what is the one or two

“things that you're going to focus on that will radically change your life more than anything else?”

Everything else can wait. What are those two things? So if you're a case that's social media because again, your network is your network. We have all of that. It's not what you know, two you know, and more important. It's the pain you can eliminate in those people's lives. The more pain you can eliminate, and I tell people when I go to networking events, I hate networking events. So if you ever see me at a networking event, please understand,

I'm not having fun. So what I'm normally doing is I'm playing matchmaker. I walk up to you, and I say, you know, Garrett, what is it that you have? You need a plumber. I'm going to walk around until I find a plumber. And then I'm going to grab some plumber and bring them to you. Now I eliminated a pain. Now I've given value. I will be rewarded for value. So when you go through the things that you're listening to and the mentors, which I drew through wholeheartedly,

what are some of the things that you've listened to in the past? That you're like, hey, you got to listen to this. Or hey, this is this one mentor. This is the next step. What are some of the lessons that you've done? Yeah, like, there's some, some books I revisit every year. Like, the war of art by Steven Presville, because it just talks about like, when people face resistance, how you get through that resistance. Because if you're resourceful in resilient, you could accomplish

almost anything, almost no matter where you start. Because a lot of people don't have the

every resource. But as you know, like spending time around billionaires, they always think in

other people's time, other people's ability, and other people's money. So they find a way to get there where other people go, well, I just, I don't have the time. Well, if you don't have the time, you probably aren't managing it properly. Number one, I don't have the money. You might, but you just say that as a good excuse to let you up the hook. Or I don't have the ability. We'll grow into it. Grow into the ability. I wasn't a great speaker when I started. I wasn't a great writer when I

started, but I drew into it by investing in that, because it was something that was mattered. It was something significant to me. So I put in the reps and I had the people that supported me. So that's, you know, a lot of it is, we have to not just get information for information sick. It's not just about like, you know, because sometimes what we think is productive is just a distraction.

“Yes. Like, we do it. It feels good in the moment. But is it really leading to the life that we love?”

Or was it just the easiest thing, like you mentioned, eat the frog? Was it the easiest thing that made us still feel good? First is like, when we're creating a new skill that we don't have. That's uncomfortable. When I'm doing that, it's like, I'm frustrated sometimes. I'm like, this sucks. This pisses me off. I want to get better at it as part of the motivation. And figuring it out is also kind of fun sometimes because I'm like, oh, this, I'm not used to not just getting my way,

what it, and it starts to refine that. You build that muscle. And so too many people are afraid of what will I look like, sound like, what if I doesn't work? They go through all of these kind of like fears and doubts. And then they make excuses instead of taking action. Well, it's not that important. I don't want to do that. This doesn't matter. They, they, they excuse it away versus commit to it. So there's a difference between interest and commitment. Commitments, 100% or nothing.

You know, when someone, if I said, dude, I'm 50% committed to this interview today. You'd be like, so you're probably not going to show up or what? You know, you're either 100% or zero. I think that a lot of people don't go all in because they're afraid. What if I go all in, it doesn't work. What does that say about me? But it's like, all we have to do is change the timeline sometimes. Sometimes they have to give ourselves a little bit of grace and say,

something with media yesterday. Super frustrated about it. So I just called Sam got at who's

“damn our Tellscript director and said, hey, dude, I'm struggling with this. We spent 20 minutes,”

and then he goes, hey, can you help me on some financial things? I said, sure, so this amazing

exchange and just so happens where we're going to be in San Diego. So we're going to have dinner on Sunday and talk to each other and help each other out. That's being resourceful. That's going straight to the source instead of trying to like, you know, filter through 100 things so you finally give up. Well, also, I think you did it really well. You know, I'm going to say, I completed a book. I read a book every single day. Don't do that. Take one page and implement it. Don't read the

whole damn book. One page, implement it. Like, this is what I did. I'd rather have you just read four pages all year and master those four pages than read a book a day. I'm like, what do you do? You're you're letting the distractions distract you. The other thing, because you're you're you're the same people that I do in my world. It's it's very much the same people. What you set as your tolerance? What your set is important. For example, I have a client that if he doesn't

do a million dollars a week, he freaks out. He just absolutely freaks out. I sat down with

him and I was like, walk me through this. He's like, would you cut your hand off? I'm like, absolutely not. Anything that you could do to cut your hand off. I was like, no, there's not a single thing. No, absolutely. And I just had this regret and he kept getting in my face and

“getting my face used. That's how I feel about that making a million dollars a week. That's how”

I did train my mind with this as intensity of there's no way in hell that this isn't going to happen. So any opportunity that remotely came in to me if they're like, oh, well, I know you don't want to cut your hand off. Like, maybe just a tip of your pinky. I'm like, what do you add to your mind? I'm not cutting off my pinky. It's the same mindset he has towards I'm going to create a million dollars period because he has a goal. He knows that when he hits a certain amount of numbers,

it'll kick out a certain amount of cash flow and then he gets to spend a bunch of time with his little girls, which is only once. He just wants to spend time with his daughters. So he's like, I have to do this and either I'm going to abandon my daughters or I'm going to hit this goal. That's my only choice. So he everything he does filters through that filter of that. It's really simple. Yeah, I remember in 2008, you know, over leverage with the real estate business went down

for the first time in 10 years. We've just been going up every single year on a messy butcher. And when they had a program called Lifebook. And so I'm in the middle of my first book tour and you know, they're like, so I go to Chicago go to this 40 event and I take this assessment. And it's in 12 categories, right? So everything from like business and health and marriage and all this. So he goes through these 12 categories and my fitness and my marriage for the two lowest

scores of the 12. And I was like, all right, well, let me look at the other areas. Where do I have a high score? And I looked at these other areas. I'm like, well, and the areas I had the highest score. I was reading books. I was in groups of people and even had mentors that like helped me focus, you know, as paying money towards those things. So I'm sorry. I'm going to start doing this in my marriage. So I basically had this formula that if anything that you want to achieve,

there's a way to accelerate your way there, right? And so the first part is you figure out your success formula. You look at any area of your life that's working and say, what am I doing there that is missing in an area that's not working as well? And so in my marriage, I went and I called

three of three couples that I was like, you guys have amazing marriages. Why don't we get together

where my wife and I can interview you because we want to, you know, we want to do better. And then when I found out they were doing date nights of my cool. I'm going to start planning date nights every single week. They did regular meetings where they talked about their vision and what they're up to and also the details and what's happening with the kids. So we scheduled we could, they said, put each other first over the kids. And my wife's like need to hear from them.

Higher support. Don't do everything yourself. So I got us a part-time nanny. And man, just like we got to see all of that. And then we got to implement it because we saw and by the way, anyone that was going through really bad parts of their marriage for six months I decided I would take a break. I wouldn't be around them because I only want to be people in extraordinary relationships as I was trying to take my relationship from mediocre to extraordinary. So I then

looked at my business. I said, look, I have a vision in my business. Why don't I have a vision in my marriage? So I created a vision for my marriage. It would be a premier romantic and extraordinary husband. I had values in my, I'm like, why not have values in my marriage? So I just did that. And then the same thing with my fitness. I said, all right, if I'm going to be more fit, I'm going to pay someone to show up to my house every day and we're going to work out. I'm going to get together

with the fit, bit as people I know once a month, what are the best practices they're doing. So I had that success for me that now I use it in everything I go anytime I want something my who's my co-creator who will support inspire me, bring me accountability. I make sure that

“I stay in abundance and move forward. Number two, what is steep isn't what I have to eliminate?”

What thing is an excuse or reason that would prevent me from doing what I do because that's what you're saying. I got to raise my standards so that I don't go back to something that's comfortable even like that I might justify as well. I needed to do it. It was productive. A lot of people it's not even productive. It's just, you know, binging TV or it's clean the garage for the eight time that didn't need to be cleaned or whatever it is. It's like the excuse. Then the third thing

So I can free up my time in my mind and then finally, I get into a place of collaboration. Who are the people that if I'm going to do something world-class, I could bring in that brings skill sets that I don't have and so it's co-create, eliminate, delegate and collaborate. That's the acceleration path. And so it's not just about reading, it's about who you bring into your life. It's about what you're implementing and how you implement it. It's about

enrolling other people in the vision. So they're excited about it too. And to me, just getting a skill for the sake of getting a skill is not as powerful as having a vision that's so compelling and other people want to work in it. Yeah, I love what you said, you know, some one. And that's

“important. I'm separating those two. It's some one on the role. One individual person owns the role,”

owns the outcome. It's got to be one person because if not they're always going to flack off. So

one of the things that I have that that's really hard people understand is getting access to these individuals. If you're a situation where you're like, okay, that's great for the two of you. You guys know these people. That's just really adorable. You two eight holes are just, yeah, you hang out. What are your if that individual who doesn't have that? How do you start putting yourself into that circle? What would you recommend to those guys? So when I didn't have that circle,

what I would do is I would always look for people that I wanted to know. And if I knew some that knew them, I always got introduced to them versus just approach them. So if that's one strategy, the second is I would just look to add as much value as possible to them to get to know them. So I was in strategic coach in my early 20s. I've been listening to these audios with Dan Sullivan. And I finally meet him the first day that like I've been in coach for a couple of years.

And I'm in the bathroom and he's in the urinal next to me. So I'm like, okay, I'll wait till we wash

our hands. We go there and I go, hey, I'd like to get a chance to have lunch or meet you. He's like, yeah, come over have lunch. So I go to have lunch and he's surrounded by people. So it doesn't happen. But again, I'm resourceful. So I call the home office. I say, hey, I was supposed to have lunch with Dan. It didn't work out. Next time I'm in Chicago is he going to be teaching and could I maybe have lunch then they said, well, if you can come in a day early, I said, you bet. So I come in a day early

and the whole conversation with him and his wife is going, I want to find out what makes them tick. What's important to them. I want to be able to add value to them and make this memorable. So I got really clear early in that meeting. They want they love referrals. They track referrals. They see who's made the referrals and what impact that is. And so I just told them I said, hey, we host an event like every six weeks. I'd love to just have one of your coaches come and

speak at it and we'll tell them about strategic coach, 170 people at the event, tons of people sign up. All of a sudden, I've got that relationship. I was in my early 20s. I hadn't even made a million dollars in a year yet, but I looked for ways to add value. I looked for ways to build that bridge

“in that relationship. And so that's what I do at all times. As I look at how can I deliver for them?”

I mean, sometimes I'm asked to speak in an event. By the time I go on stage, I've hopefully talked to the person hosting the event and saved them so much tax or like, oh my god, like I just had a conversation with Garrett. He just told me three things I had no clue about. It's going to save me like a hundred grand. I can't wait for him to speak to you guys.

I even have more questions for him. So I'm always looking like, you want to build a relationship

to be memorable is to add a ton of value, to really figure out how I could do something for them, instead of look to get something from them. I make those deposits first. I agree. And I think it's also important for people to understand, like you might not have access to it on your own, but you could have access to Timmy Robbins or someone else that's lowered down in your ecosystem. Practice was then there. Do your reps there. Keep going. There's always someone

in your world. Even if it's just the local small business owner down the street, who's got more experience or has wisdom that you don't have. Don't dismiss them because they're not an influencer. Make sure you're eliminating their pain. It's one of the things I learned really quickly,

“the difference between millionaires and billionaires. You know, millionaires, that's what you do.”

Billionaires, that's what can I do for you. And it's always this up being in service. Always providing value. How do I do that on the highest level? Just make, if you, again, it's real simple. If you can eliminate someone else's pain, that you will get rewarded. That you're job in life, eliminate people's pain. So what are some of the biggest challenges you've run into? And how did you get yourself out of it? You talked about, you know, date night, which anybody

do guys who, because I've had to coach couples for 20 years. Guys, just date night, every single night, even if that means I'm exhausted and in my newborn, driving me out of my mind, just drive down the streets, that car and take a nap in the car next to each other for an hour. Whatever it is, just make it a non-negotiable. So what are some of all you do for it, too? Yeah. When we had young kids and, you know, we ended up having just someone that would come

every Wednesday night or Monday night, depending on the week. And now we had that carved out, right? And then I got an apartment that was just our date night pad that we would have for a while, because when the kids were young and we would go there, we would cook. One time we just went and literally took a nap. We were like, so tired, like, hey, we're just going to take a nap. You don't have to have the money to maybe do that kind of stuff. But what you could do,

like, I've used AI now to describe so much about my wife. I'll spend 20 minutes on a prompt.

everything in my area with them. A certain radius and saying, here's all the different things you can do.

There's just no excuses. I always ask my friends, what are your best practices? What's the,

what are the things you've done? What's the coolest date night? What's the most romantic thing? So that's, you know, that's that level. And I think that a lot of entrepreneurs lie to their spouse and say, I'm doing this for you. Now we say that. You're not. But what would you want to for us? Entrepreneurships kind of like a trauma response and we're trying to build this void of like, are we good enough yet? Are we loveable enough? Are we proud of us enough? Do you respect us enough?

And so I remember my wife called me. I'm saying, I just like, I didn't ask for this. I asked for you. Like, do we have to sell some stuff for me to get more time with you? And I was like, I just need to like be less. I just didn't have the mindset at the time to think I could have it all.

“I kind of thought, well, you have to give up one thing to get another. And that's not necessarily”

true. It's just when you're about it delegating or when you have a belief system that doesn't believe there's another way to do it or you're maybe addicted to, you know, there's no boundaries. So, yeah, I mean, I think the biggest problem is partnerships is where the the biggest struggle is in business. Right. I think what there's an equation, right? There's everyone has been taught this equation that if I do this, I'll be enough. And if I'm enough, I'll be worthy of love. And that equation in

itself is okay. Because if you think about the person, you love the motion in this world. And you said,

what does that person have to do to be worthy of my love? The answer is nothing. So then if you finish

the equation, which is, what do I have to be worthy of love? The answer is also nothing. When you realize that, you will find peace. But we're trapped in the slope of if I make enough and pretty enough and drive the fuss enough card, blah, blah, blah, blah, that I'll be enough and then I'll be maybe worthy of love. That equation by itself is just broken and getting people out of that is so hard. Right. It's like, it's, it's so, it's so funny because I got just so shredded in 2024. And, you know,

“who really impressed dudes, dudes. Yes, that's what my wife was like, I think you're too rock hard.”

It's like, you're too skinny. Like, you're not as fun to cuddle with. You know? So it's like, we are a lot of times doing stuff to impress other people, not even what we say we're doing. So it's just kind of this, when are we enough? That's a question. When can we love ourselves? I didn't really get a good roadmap when I was born of like, here's how you love yourself. I've been, well, it's too much. I've been like super hard. So I've forgiven everyone before I forgive myself.

Quite a thousand percent. A thousand percent. And we try and fill it up with different voices. People

understand that being an entrepreneur. I always hope people, I don't drink. I never have. It's just,

I can't have more than three cents to come throughout back out. But I tell people, it's kind of like, hey, you stand up like, hi, I'm an entrepreneur. I don't know the difference from my personal life to my business life. But like, oh, yeah, it's hello, hello, hello, welcome. Because we just don't, we're just, we grind and we just like, oh wait, and I can tell you, I've been on dates and I've been sitting on a date night. I'm, oh, I just had this idea. So my funnel and people, and I've watched the

person on dating be like, what are you doing? I'm like, I can't turn it off. It's just how my brain works. It's just, it is what it is. So as you're going through this, you know, going back to, you know, what are some of the, you know, we have everyday carries. We're talking about this all the time. Okay, this is, in the military of your everyday carry, you've got the guns, you have this, what are the everyday things you do in your life? Because you've been around this environment of

things that are like, you know, this has given me the most value in my life. You talked about journaling

“earlier. What are some of the things that has a radically changed your life on how you do things?”

Yeah, there's a journaling process I use that was taught to me by one of my coaches called the LAF love accept forgive. So I did this yesterday. Because I just woke up, but I was, I was in some angst and I was like, man, this is weird. You know, I just, I, no, I get up. I want to write. I want to work out. I didn't want to do any of those things. So I just pulled it out. It's just right here. I just pulled out. I was like, all right, we're going to do this exercise. And I was like,

what am I protecting defending and trying to control? Does the first thing right down? Right, so I go through that. Just kind of brainstorm what I'm doing there, then it's like, all right, what can I accept an acknowledge that I'm protecting and defending your trying to control in myself? And so, what can I take responsibility? And what can I confess essentially as a confession? And then it's like, well, why am I protecting defending and trying to control myself or someone else?

Am I afraid of feeling guilt, shame, or fear? Like, so I'll go through what am I afraid of losing? What is it that I've got to forgive? And then, can I move into loving myself and just loving what is? And then from there, I just go through what am I hating? What do I hate? Sun, judge, like make, or make wrong. And then go through this accepting that, forgiving that, loving that. And then going through the truth of who I am. And so just, you know, I'm the only

one that ever sees it. But it helps me understand those emotions and move them versus hide from them, or ignore them, or pretend they don't exist, or bottle them up, it's like, no, I'm just going to go through them. And by the end of the day, out of an amazing day, and it also got me to be more resourceful to figure out what I was frustrated with, just being like, "Oh, what can I do about it?" versus being like held captive to it. So that's an exercise I've been doing for years is going through

I don't know if you've seen a five-minute journal, I use those. It's just, I'm putting it out right here.

“I mean, so the five-minute journal, I actually did, it's just asked a couple of questions,”

like, "What are three things you're grateful for?" So I start the morning with what are three things I'm grateful for. What would make today great, three more things, and then daily affirmation, just write that down. And then I do the highlight of the previous day in the morning. And so it's like, "What are the three biggest highlights and what did I learn from that day?" And then I've just, "I've got these sit in the sauna, I've got them sitting in my truck, I've got them right here in

the drawer." So it's just something I can easily do. And I was working out with my buddy Michael right before this. And he was like, "Oh, what are you doing there?" Because I just got in the sauna and started right. And I'm like, "Oh, this is just my five-minute journal to just take time to appreciate what I have, and have an intention about what I'm doing." And then the productivity planer is where I can just write down what my priorities are for the day. And then I use the Pomodoro method, right, where you just

go, like, set a alarm for 25 minutes, work on it, take a break, come back to it. So it just is really nice to get those little endorphins every time you fill out one of the circles where I do. And it just kind of helps me, you know, prepare what I'm up to. So those are, those are definitely some daily

uses that I have, or those things I work out five, six days a week as well. I always hang from a bar,

dip my head in the coal plunge, hit the sauna. You know, I do that kind of standard stuff for the most part as well. And if it's a good, like, some days I meditate. I'm not as consistent with meditation, you know, some days I'm good at it. Some days I just go, "All right, I'm gonna get up and listen to

“something and move because it's meditation. I'm too in my head." Right. Well, I think what, you know,”

when you do it matters, instinctively for each individual, for example, I do what I call graduate prayer at the end of the night, because they allow my brain to relax and to kind of spit the dead, which I'll sit there before I go to film, okay, what am I really grateful for today? What is it? Because it's, it's hard to be anxious or down or freaking out when you're in a place of gratitude. There's just no way around it. Your brain can't do both at the same time. It's just not an

efficient. So I've done this for years that before I go to bed, I'll sit down like one of my grateful for. And even, some of them can be failures. I'm like, "What are the failures that I'm grateful for today?" And sometimes it's ridiculous. I'm like, "I'm so glad I went to this all you can eat sushi place." I was also, or I'm so glad this deal made me XYZ dollars, just having that and celebrating, "Okay, cool, your body for me at least goes, and it lets go." And then the other

things that I found that are really valuable is making sure that all tech, no matter what it is,

“doesn't go into my room, especially if it has a screen on it. If it's got a screen, it can't see”

my bed. It just, they have to be polar opposites up each other. They're never around each other.

And it's just, it's just a non-negotiable. One of my, one of the guys I know really well, who is client, is like, "How do I get my kid to start reading?" I want my kid to start reading. I said, "Well, from now on, just take your phone, put it in a box, and they go sit down on the couch and read in front of them." He was yelling, "I'm a tellman reading, I'm like, no, don't tell me anything." Just sit down and start reading in front of them. Within two weeks,

the kid was bringing books over and reading, because they, you know, kids ignore everything that you're saying, and they only follow what you're doing. There's just, there's no way around that. I didn't realize. So, one of the things that's also you talked about, you know, co-plenches, and I ourselves are, or son eyes, and all of that, you're also someone who cares about their fitness. What are you doing with your diet? Are you doing blood work? Are you going through

blood work? What do you do with that? So, I have, I have something that designs. I have two people, just because I had some kidney things in 2023. So, I have one person Deborah who says what foods are approved for me to eat that are healthy for me. And I have Alan that kind of designs the, you know, the quantities and the frequency of eating. And then so I, I have pretty much the same thing every morning. I eat this organic oatmeal with papaya or kiwi and a little cinnamon,

and then I'll put in some bone broth protein powder in it. And then, you know, I have Christina who makes my food now, because this was just a big thing. It seems extravagant for people a lot of times to think about hiring a cook, but it's actually mentally extravagant, but it's financially pretty affordable for an entrepreneur, meeting, I'm paying her $35 an hour. So, I'm paying her, you know, like she works basically three to four hours a day, five days a week.

And then she gives me back three hours a day, five days a week, or really seven days a week,

how much more can I make with that? So, health has never been easier from that standpoint,

because I know what I'm eating. She makes that food. She made some banana bread that was paleo. I probably wasn't supposed to eat that, because she's like, "I just want to get you a treat," and then I just realize, "Oh, I can't have that around. I'll probably just eat it." Like, tell her, just keep it, you know, she just thinks I'm a little bit boring on the food side. But, you know, I have meat and veggies for the most part throughout the day, sweet potatoes, you know, I can have goat

stuff, so I can have goat yogurt, not cows, but like dude, I'm now trying to gain weight,

now I'm trying to put weight on. I'm eating anytime I'm hungry, and whatever quantity it feels

so abundant, because I'm eating whole foods. I'm eating real foods. I'm not eating the process stuff that is chemically, you know, changes our taste buds and really impacts our minds and can hijack our life. In the past, when I didn't have someone like this, I would just skip meals a lot of times to get really hungry and then have to like go look and see what we had. And it might not have been the best option. And I'm now famished. I'm just eating so much now. It's like,

now I'm eating every two and a half hours. Everything's kind of planned out. And then I just do kind of old school weightlifting. Like, do progressive overload weightlifting. All my stuff right now is as super slow on the way down, time under tension, type of stuff. It's a new workout that I started just a few weeks ago. And I'm getting sore again, which feels really good. And that's kind

of the, you know, it's so nice that now that I know what I want, the coach tells me, here's what

you do. The system helps me get it done. And something that used to be an up and down struggle

“is just easy. Right. I think it's going back to the former talking about cost $35 an hour to do this,”

five day, you know, three hours a day, five days a week. So if you're using that, that's 15 hours, can I offset the $900 that if you're in a cost, if you can't make $900 and 15 hours a week, you're not an entrepreneur. Please go back, go get a job. You're just, you're just in the wrong bag in. I remember when the rule was, and I was in like 20s when this happened, I was told by my mentor, because I was hiring a mentor. He goes, if it's less than $200 an hour, you shouldn't be doing

it. And I'm like, I'm sorry, what? He goes, never cut your lawn again. I was like, what? He said, you do not do laundry. You do not cut your lawn. You do not cook your foods. And I was like, huh, he's like, do it for 90 days. I know you can afford it. I know what your bank account looks like, do it for 90 days and get back to me. I have not cut my own lawn since. I'm just like, it's a, because the ROI was just huge. I was like, this is the best investment I've ever had.

So getting people to understand that. I also like that through data drilling. You know, I'm an individual who, you know, true diagnostics is I'm close to the people who run it,

“give me your blood work. Have fun. This is where you are. This is what you need to do.”

This is how your body reacts to this. Hey, you might be super athletic and, and, and then, but you're 10 city people pre-diabed. Awesome. Adjust your food intake. Simple and easy. You might find out that for you, like, I love lamb. I love it. I more than I can possibly tell you, lamb does not work well in my system. I've had to have the biomarkers come back and say, you can't eat lamb. I'm a god. I'm a god. I'm a god. I'm like, but it's ice cream good for me. And they're like,

no, I'm a god. So you get to have those, those ghost conversations when you go into it. So, right, if you, if you have someone who's on the outside, look at the entrepreneur journey, trying to get the investment DNA, things are changing. And it just, it's only going to speed up.

We've got AI again. That doesn't mean artificial intelligence. It means always incorrect.

So, some of the data you're getting back doesn't have the experience. So, if you're sitting here and you're looking at the scope of where society's going, where entrepreneurship's going, where investment's going, where's AI going into it, where do you tell someone right now? Say, hey, should I be, because I know you're focusing on scaling your social presence and more of the influencer and having that impact? Where would you tell the average person to go and how to get there?

I think that the way that things are going is people want more one-on-one interaction or human interaction with people. So, intimacy is going to be valued at a whole different level, just like getting to, like AI might be able to remove so much business that we could just sit down and have a conversation without a thousand things on our mind. You know, in the early stages right now, people in AI are working ten times harder, because they're trying to figure out what

valuable, what's not valuable, what works, what doesn't work, build out those systems. So, I think

“community, I think connection, that's what we're going to see as the future, because now people”

could, you know, go to a mastermind and actually have human contact and be like, like, look what came out after COVID, people were so excited. Why did my comedy special in 2021? People were, it was like, I got more laughs than I deserved. I got more applause than I deserved, because people were just so excited to be out. I'm be with other people and have as so much fun. So, I think that AI is going to help people be a lot more effective when they learn to use it properly,

and then other people are going to get sucked in and waste their time with it, because they're thinking of it as a tool to replace people instead of enhanceability. I look at it like something that helps us to become more productive, not something that helps us to become replaced, because it doesn't have a point of view at this point, and, you know, again, I still like to do business with human beings. Now, I have no idea what it looks like in five

years, honestly. So, I'm just like, let's figure it out and do the best we can, so that you're in the best financial position you could possibly be, and be willing to adapt and adopt faster, and make changes quicker than we did in the past. I think it's the conversation of productive versus Purge. There's so many people with AI are so afraid it's going to be T2, or it's going to be mad max, and we're all going to die. I'm like, okay, what's the winning lottery number? They're like,

well, I don't know what the winning lottery. I'm like, why are you predicting something in five years? What are you doing? So, having that productive versus Purge, I agree with you completely

They're like, can you do events? Can you bring us together? You know, you've got these, you know, the people who come on, we've wanted to sit together. How do we help each other? How do we get in rooms? And that's been something that, yes, people, I'm listening. I'm working on it,

“you know, I'm working on putting those in. Because that's what I'm being begged for.”

More than anything else, is that connection? What are your, I'm just curious, because you, again, you've got the reps in. You've got access to this. So, we're listening right now, who might not have access to you? What are the top five books they need to read right now? Well, if they're, if they're, if they look at it like money, there's, you know, like, I have three books that are really the core financial fitness books. One is killing

sacred cows too, because it helps to understand what the financial myths are so you can avoid them, because once you can see it, they're like, oh, and it helps you break free from a lot of that

constraint. So, there's, there's a lot of prosperity and permissions and exceed. The second one

is money unmasked, which really helps people heal their relationship to money. Understand, like, where they could put more money in their pocket by plugging the leeks and expand their mind, so they create a vision that's so compelling that they enjoy their life. And then what the rock fellows do is making legacy assessable to the people who normally wouldn't think about it, tell their, far down the road, the things that they could do today, so they can invest in their

kids, and so they can build the structures that don't require a single dollar, but can change the trajectory, their family, and change their, you know, financial future in destiny. So those are like the three big ones, those are all minds, so it's super self-serving on the on the books to read that I'm, that I'm there, you know, on the financial side, but because a lot of the other books I read in finance are pretty dry and boring and hard for people to get through, like,

opportunity cost and finance and accounting, or the incentive money is a really fascinating book, which talks about how money started in its history of money and how that evolves, and it gives you really interesting perspective as we hear in today's world everybody's saying, "Oh, the dollar's going to lose all its value. You got to get into, like, all that's the distraction

economy. It's turning up the noise that the reality is your business is a solution to solve inflation.

Your business is a solution to solve tax hikes. Your business is a solution when interest rates change. The solution is there. You just feel like, oh, you're maybe behind or should be further along, and then you get involved in things you know nothing about and outside of your

“influence because you're not focused enough. That's a distraction economy. So I think staying really”

like clear and concise and focused on that is super helpful. And then I think for like a for a business owner, it's really like what book's going to help you increase your business acumen. You know, what's going to help you really understand whether it's you know anything from like 10x is better than 2x or buy back your time or you know, like there's these books that help you think, when you first invest in yourself, that's step one. The next step is you invest in others.

And when you read the books, help you invest in others, that's going to be more profound than investing in investments, you know, nothing about. So it grow yourself, grow your team, and that's the access to a whole different financial world. When it comes to relationships outside of the business world, what are some of the books that you've seen that have been about changed the ballgame for you on the relationship level? We have the superior man I really like by David

Data. There's a book called The Married Man Sex Life Primer by Apple K. Love that book, reread

“that book quite often. I think that does a really good job of talking about like, you know, attraction”

and it's you know, alpha and beta and like just it's so good. It's such a good book. That one was

a game changer. I loved the five love languages when I was first married. That thing still kind of

resonates with me and it's something that I think about and has been super helpful. So I think those are kind of like the top three that made a big difference for me. Perfect. And then last one I want to ask you about a fitness. What is the fitness stuff that you read or that has come across that you're like, yeah, this is this is a game changer for me. You know, like on the on the like my wife is a ferocious reader on health. So she kind of is the catalyst on a lot of this

for me. But I read I loved deep nutrition by Kate Shanahan back in the day. It got me thinking about like the quality of the food and the nutrition inside of the food. I mean, I just I love Rob Wolfe and pretty much anything that he writes. He's been instrumental in my my health journey and a client on a friend for a long time. So super helpful. And now I actually do watch a lot like on Instagram around health from the people that I think are, you know, really dialed in the

people like Mark Hyman or even like my fitness trainer Alan Dick. Like I like watching that stuff because I can get really, you know, concise. And then I was in Alan's program where he's doing like full hour sessions once a week teaching stuff about nutrition and health. And, you know, so man, I've read a lot in the nutrition space over the years because I've spoken at so many events with people that in that world, like a half of our clients felt like they were in functional medicine

out there and there's so much bad. I think that almost anything that's traditional is pretty much antiquated and outdated and even and the improvements that that half the stuff they're loading in medical school doesn't apply, you know, it's not even real. So I'm kind of like, you know, where can we get nutrition from food? What can we do use it like with the quantity of food and how often that we have it? I have so many good friends that have huge channels that are that are

fun to watch and learn from like my buddy Warren Phillips or Dan Pompeo, those guys put out

“really good, you know, content on health. Yeah, so. I think it's, it's all really powerful”

something, you know, when I first learned about chiropractor, I learned it from this kind of John Stockton. So he's a

basketball player and he, yeah, I'm just psyched and jewelry is my chiropractor, is his chiropractor. Yeah, they go. And John used to go out and have it done three times a day when he was practicing and he retired because they went a little bit more shorts anymore, not that he was injured or getting too slow. So I fell in love with the word of chiropractor. I was like, oh, I'm so much better because the other day, I just caught true in my hip, just it is what it is. I've just enjoyed the being 48.

I coaxed through my hip and I walked in my chiropractor snapped like, thank you. He's like, I have a good day. It was a simple and it was easy. I love it. Anyway, with the air to people on chiropractor, you and I were talking before, you know, how basically I went to this meditation retreat.

My flight was canceled. I ended up having a sit middle seat and said a first class and I'm pretty tall.

“I then the beds of the meditation retreat were very good. I came home with a sore back, but I went to”

builders immediately. Right. And then he does that muscle activation stuff. And then I have many of you speaking event where for chiropractor's last week, they did the rest of the work, which came off of even my biofeedback machine that I was working on with Deborah this woman. She's like, here's where you need to get adjusted. And when they like, here's where it was all aligned, even though biofeedback, I wasn't even in the same room. It's there's so much more going on

than we even know. You know, and you think there's like trillions of things happening inside of a body. And so we're just going to continue to evolve and learn so much more that I think is going to change the game with health. But there's almost nothing that will be just move, get rest, drink plenty of water, get some sun, you know, and be in love like that. That's that right there is going to solve it. That's pretty much it. That's the formula. So if people want to track you down, because there's

you know, Garrett, you give you so much value in your connecting so many different ways. If people

“want to get access to you, what's the best way to find you? What's the best way to connect?”

I drop daily nuggets on Instagram. Garrett, be Gunderson. So if you want like specific insights on finance and things that you can do, Garrett Gunderson.com, you can grab my newsletter in five minutes or last. What's going to have to get financially fit independent and free. And then YouTube, I do longer form stuff like we did here today. So people want to do deeper dives. I'm doing a video today on the habits of marriage that made me rich and the things like it's got so many golden nuggets

or the nine habits and money that make the biggest difference. So I do videos like that. So I then people can just DM me. And if they want like we barely mentioned tax today, but if you want to save taxes, I know your entrepreneur tax navigator. I have a full checklist where people go through and see if they're doing all the tax strategies that are out there. Because we find that

you know, the average business owner overpay taxes by about $11,000 per quarter million dollars of revenue.

So when someone's making millions of dollars, they're just tipping the government unnecessarily on very down the fairway simple things. So this checklist is extraordinarily helpful for people to learn about how they can take the qualified business deduction. And that's a 20% less tax or how they can run at their home out for 14 days a year to their business. And that's tax deductible or how they can pay their kids or whether or not they should do a home office or a type of corporation

to choose or how they could sell assets completely tax-free with charitable trust. Like I just geek out about that kind of stuff. So DM me tax navigator will hook you up and give it that to you for free. I really appreciate we should have become back just to talk about that because with my last name being short, anything I could do to save money, I get really excited about it. So while I become back, it will do that. And I really appreciate your man. Thanks for coming on. Thanks for having

me man. I certainly appreciate it. Hard work with the wrong philosophy still leads to broke. High risk does not equal high return and waiting 30 years to touch your money is not a strategy. Garrett flipped the script on everything we were taught about wealth and it is about time. See you on on the next one.