Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Recent Episodes
20 episodes159: How To Invest Your First $1,000
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk their listeners through how to invest their first $1,000. ---🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---💰 Ready to start earning passive income inside your portfolio? Considering learning more about NEOS ETFs! Click here!---🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?Click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Download the 2026 Wealth-Building Workbook -- click here!---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.Content creator (the “Endorser”) receives cash compensation from Masterworks, LLC (“Masterworks”). Endorser is not a client of Masterworks. This communication is not endorsed by or affiliated with State Street and the referenced report is not intended to be regarded as investment advice, an offer, or solicitation of an offer to enter into any Masterworks offering. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at masterworks.com/cd.As with any investment; past performance is not indicative of future returns. Investing involves risk. Sale returns are not inclusive of unsold works. Important Regulation A disclosures can be found at masterworks.com/cd.
$135B in Tariff Refunds, Trump's $1,000 Retirement Match, & Hindenburg Omens
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk listeners through the 1,800 companies suing the US government right now for roughly $135B in tariff refunds, Trump's $1,000 retirement match, and Meta + AMD's $100B partnership. ---🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!---🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more! ---🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, and see what real investors are buying -- all in one social investing app. Click here!---🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! Click here!---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---🚀 Join 900+ fellow podcast listeners inside the Rich Habits Network! Unlock 8 hours of video course work, ask us questions directly, participating in exclusive weekly livestreams, and invest alongside us in pre-IPO deals. Click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize your portfolio with Seeking Alpha – click here---📬 Inquire about working together – [email protected] content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
Q&A: Big Beautiful Bill Tax Deductions, Buying a House w/ In-Laws, & Saving for an MBA
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. Click here to try Generated Assets!---💰 Download the 2026 Wealth-Building Workbook, click here!---🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Protect your family with term life insurance from Suriance – click here---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.*Rate as of 11/6/25. APY is variable and subject to change.See terms and conditions of Public’s ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
158: Why You Feel Behind Financially
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspectives as to why people feel behind financially -- even when they're not. ---⚙️ We're thrilled to introduce the Rich Habits Money Map! If you're someone ready to automate your saving and investing, the Rich Habits way, this workflow by Sequence is for you. Click here to sign up for Sequence and gain access to our Rich Habits Money Map! ---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?Click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Download the 2026 Wealth-Building Workbook -- click here!---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.Content creator (the “Endorser”) receives cash compensation from Masterworks, LLC (“Masterworks”). Endorser is not a client of Masterworks. This communication is not endorsed by or affiliated with State Street and the referenced report is not intended to be regarded as investment advice, an offer, or solicitation of an offer to enter into any Masterworks offering. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at masterworks.com/cd.As with any investment; past performance is not indicative of future returns. Investing involves risk. Sale returns are not inclusive of unsold works. Important Regulation A disclosures can be found at masterworks.com/cd.
Your New $2K / Month Side Hustle, Flying Air Taxis, & Higher Interest Rates?
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the first cybercab rolling through the production line at Gigafactory Texas, the five companies who could benefit from eIPP selections taking place soon, and the Fed disagreeing with what to do with interest rates in 2026. ---🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more! ---🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, and see what real investors are buying -- all in one social investing app. Click here!---🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! Click here!---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---🚀 Join 900+ fellow podcast listeners inside the Rich Habits Network! Unlock 8 hours of video course work, ask us questions directly, participating in exclusive weekly livestreams, and invest alongside us in pre-IPO deals. Click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize your portfolio with Seeking Alpha – click here---📬 Inquire about working together – [email protected] content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
Q&A: Feeling Behind on Life Goals, Work Bonuses, & Medical Challenges
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. Click here to try Generated Assets!---💰 Download the 2026 Wealth-Building Workbook, click here!---🚀 Join 890+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Protect your family with term life insurance from Suriance – click here---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.*Rate as of 11/6/25. APY is variable and subject to change.See terms and conditions of Public’s ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
157: How We’re Preparing for Volatility in 2026
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by the managing partners of NEOS Funds, Garrett Paolella and Troy Cates, to discuss how everyday investors can utilize their suite of ETFs to offset volatility in their own portfolios. ---💰 To learn more about NEOS Funds, click here!---🌸 Want to see what's inside Robert and Austin's portfolios, as well as learn from other investors? Sign up for Blossom Click here!---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?Click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Download the 2026 Wealth-Building Workbook -- click here!---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.Content creator (the “Endorser”) receives cash compensation from Masterworks, LLC (“Masterworks”). Endorser is not a client of Masterworks. This communication is not endorsed by or affiliated with State Street and the referenced report is not intended to be regarded as investment advice, an offer, or solicitation of an offer to enter into any Masterworks offering. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at masterworks.com/cd.As with any investment; past performance is not indicative of future returns. Investing involves risk. Sale returns are not inclusive of unsold works. Important Regulation A disclosures can be found at masterworks.com/cd.
Dow Hits 50K, AI Agents (OpenClaw) & Investing in Texas
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz cover the Dow Jones Industrial Average hitting 50K, January's top notch job numbers, and the rise of the AI agent ie OpenClaw. 👉 Here's that article about AI we talked about on the episode. 🤖 We're also joined by Bryan Chambers, Co-Founder and President of Capital Factory. Huge thank you to Capital Factory for partnering with us on our first ever in-person event taking place later this year!---🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! Click here!---🥇 NEOS' Gold High Income ETF (IAUI) was nominated by ETF dot com for "Best New Options Income ETF for 2026," woohoo! Please vote for them by clicking here!---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---🚀 Join 900+ fellow podcast listeners inside the Rich Habits Network! Unlock 8 hours of video course work, ask us questions directly, participating in exclusive weekly livestreams, and invest alongside us in pre-IPO deals. Click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize your portfolio with Seeking Alpha – click here---📬 Inquire about working together – [email protected] content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
Q&A: Our Favorite AI Stocks, Inheriting $850K, & Improving Credit Scores
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---💰 NEOS' IAUI ETF has been nominated for "Best New Options Income ETF" by ETF dot com -- please vote for them by clicking this link!---🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. Click here to try Generated Assets!---💰 Download the 2026 Wealth-Building Workbook, click here!---🚀 Join 890+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Protect your family with term life insurance from Suriance – click here---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.*Rate as of 11/6/25. APY is variable and subject to change.See terms and conditions of Public’s ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
156: Financial Red Flags in Relationships
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their financial red flags for relationships. With Valentine's Day right around the corner, there's no better time than to have these open and honest conversations about money with your significant other.---🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: masterworks.art/richhabits---🥇 The NEOS High Income Gold ETF, IAUI, has been nominated for "Best New Options Income ETF."Click here to learn more!---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?Click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Download the 2026 Wealth-Building Workbook -- click here!---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.Content creator (the “Endorser”) receives cash compensation from Masterworks, LLC (“Masterworks”). Endorser is not a client of Masterworks. This communication is not endorsed by or affiliated with State Street and the referenced report is not intended to be regarded as investment advice, an offer, or solicitation of an offer to enter into any Masterworks offering. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at masterworks.com/cd.As with any investment; past performance is not indicative of future returns. Investing involves risk. Sale returns are not inclusive of unsold works. Important Regulation A disclosures can be found at masterworks.com/cd.
Talking Money w/ The Einstein of Wall Street (Peter Tuchman)
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz are joined by Peter Tuchman in the Vault of the NYSE to talk about Peter's 40years of trading the stock market. ---👉 To learn more about Peter, click here!---🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! Click here!---🥇 NEOS' Gold High Income ETF (IAUI) was nominated by ETF dot com for "Best New Options Income ETF for 2026," woohoo! Please vote for them by clicking here!---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---🚀 Join 890+ fellow podcast listeners inside the Rich Habits Network! Unlock 8 hours of video course work, ask us questions directly, participating in exclusive weekly livestreams, and invest alongside us in pre-IPO deals. Click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize your portfolio with Seeking Alpha – click here---📬 Inquire about working together – [email protected] content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
Q&A: Buying a Second Home, Lofty Career Goals, & How to Handle Cash
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---💰 NEOS' IAUI ETF has been nominated for "Best New Options Income ETF" by ETF dot com -- please vote for them by clicking this link!---🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. Click here to try Generated Assets!---💰 Download the 2026 Wealth-Building Workbook, click here!---🚀 Join 890+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Protect your family with term life insurance from Suriance – click here---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.*Rate as of 11/6/25. APY is variable and subject to change.See terms and conditions of Public’s ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
155: The Advice Your Parents Gave You That’s Now Wrong
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz poke holes in the financial advice your parents gave you that's now wrong. They then offer their own advice as we're living in an unprecedented time. ---🥇 The NEOS High Income Gold ETF, IAUI, has been nominated for "Best New Options Income ETF." Click here to learn more!---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---🏠 Ready to jump into real estate investing? It's time to give the Fundrise Flagship Fund a try! Click here to get started. ---🚀 Join 890+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?Click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Download the 2026 Wealth-Building Workbook -- click here!---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.Content creator (the “Endorser”) receives cash compensation from Masterworks, LLC (“Masterworks”). Endorser is not a client of Masterworks. This communication is not endorsed by or affiliated with State Street and the referenced report is not intended to be regarded as investment advice, an offer, or solicitation of an offer to enter into any Masterworks offering. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at masterworks.com/cd.As with any investment; past performance is not indicative of future returns. Investing involves risk. Sale returns are not inclusive of unsold works. Important Regulation A disclosures can be found at masterworks.com/cd.
More Market Predictions, Tesla Kills Their Model X & S Vehicles & Amazon's AI-Induced Layoffs
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz sit down with Katie Stockton, CMT, to share more market predictions. Katie is a master of her craft, and we're incredibly grateful she joined us! Please consider learning more about her company, Fairlead Strategies, by clicking here and her ETF (TACK) by clicking here!You can also follow Katie on X!---🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! Click here!---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---🚀 Join 890+ fellow podcast listeners inside the Rich Habits Network! Unlock 8 hours of video course work, ask us questions directly, participating in exclusive weekly livestreams, and invest alongside us in pre-IPO deals. Click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize your portfolio with Seeking Alpha – click here---📬 Inquire about working together – [email protected] content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
Q&A: Investing in Copper, Approaching a Down Payment, & Finances After Divorce
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. Click here to try Generated Assets!---💰 Download the 2026 Wealth-Building Workbook, click here!---🚀 Join 840+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Protect your family with term life insurance from Suriance – click here---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.Alpha is an experimental AI tool powered by GPT-4. Its output may be inaccurate and is not investment advice. Public makes no guarantees about its accuracy or reliability—verify independently before use.*Rate as of 11/6/25. APY is variable and subject to change.See terms and conditions of Public’s ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.
154: Our Biggest Financial Red Flags & Green Flags
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their biggest financial red flags and green flags. If you find yourself stacking a few of these red flags, take action to flip them green!---🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: masterworks.art/richhabits---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---🚀 Join 800+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?Click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Download the 2025 Wealth-Building Workbook -- click here!---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.Content creator (the “Endorser”) receives cash compensation from Masterworks, LLC (“Masterworks”). Endorser is not a client of Masterworks. This communication is not endorsed by or affiliated with State Street and the referenced report is not intended to be regarded as investment advice, an offer, or solicitation of an offer to enter into any Masterworks offering. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at masterworks.com/cd.As with any investment; past performance is not indicative of future returns. Investing involves risk. Sale returns are not inclusive of unsold works. Important Regulation A disclosures can be found at masterworks.com/cd.
Winter Storm Stocks, SpaceX IPO, & Retail Investors Getting Smarter
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share updates on Trump's housing affordability efforts, SpaceX's summertime IPO, and the recent outperformance of the Russell 2000. They're also joined by David Dziekanski, CEO and Chief Investment Officer of Quantify Funds, to talk about the different between real hedge fund-like strategies and "retail candy." To learn more about Quantify Funds, visit their website by clicking here or follow them on X by clicking here!---🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! Click here!---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---🚀 Join 800+ fellow podcast listeners inside the Rich Habits Network! Unlock 8 hours of video course work, ask us questions directly, participating in exclusive weekly livestreams, and invest alongside us in pre-IPO deals. Click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize your portfolio with Seeking Alpha – click here---📬 Inquire about working together – [email protected] Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.
Q&A: Investing While Unemployed, Attending College in an AI-First World, & Selling $250K of Microsoft
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. Click here to try Generated Assets!---💰 Download the 2026 Wealth-Building Workbook, click here!---🚀 Join 840+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Protect your family with term life insurance from Suriance – click here---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.Alpha is an experimental AI tool powered by GPT-4. Its output may be inaccurate and is not investment advice. Public makes no guarantees about its accuracy or reliability—verify independently before use.*Rate as of 11/6/25. APY is variable and subject to change.See terms and conditions of Public’s ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time.Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.
153: An Honest Conversation w/ Affirm CEO Max Levchin
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down to have an honest conversation with the CEO of Affirm, Max Levchin. To keep up with Max, consider following him on LinkedIn and X! You can also follow Affirm on X. ---We're thrilled to introduce the Rich Habits Money Map! If you're someone ready to automate your saving and investing, the Rich Habits way, this workflow by Sequence is for you. Click here to sign up for Sequence and gain access to our Rich Habits Money Map! ---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---💰 Introducing the NEOS Ethereum High Income ETF (NEHI) -- your new favorite was to earn tax-efficient monthly income on your Ethereum position. Click here!---🚀 Join 800+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?Click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again.Click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Download the 2025 Wealth-Building Workbook -- click here!---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – [email protected]: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.Content creator (the “Endorser”) receives cash compensation from Masterworks, LLC (“Masterworks”). Endorser is not a client of Masterworks. This communication is not endorsed by or affiliated with State Street and the referenced report is not intended to be regarded as investment advice, an offer, or solicitation of an offer to enter into any Masterworks offering. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at masterworks.com/cd.As with any investment; past performance is not indicative of future returns. Investing involves risk. Sale returns are not inclusive of unsold works. Important Regulation A disclosures can be found at masterworks.com/cd.
Our 2026 Market Predictions
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz share their 2026 market predictions. ---🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! Click here!---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---🚀 Join 800+ fellow podcast listeners inside the Rich Habits Network! Unlock 8 hours of video course work, ask us questions directly, participating in exclusive weekly livestreams, and invest alongside us in pre-IPO deals. Click here!---⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 3.8% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize your portfolio with Seeking Alpha – click here---📬 Inquire about working together – [email protected] Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.