Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)

From unhinged, would you rather as to a real-life game of life today?

“We're joined by one of our greatest friends and fellow Ramsey personalities, Ken Coleman.”

I couldn't be more comfortable. [LAUGH] I'm not fine. Oh my God. That's pretty good.

Life is already hard, Ken. Why would you want me to do more hard things? [MUSIC] Hey guys, I'm Rachel Cruz. I'm George Kamel, and I'm Ken Coleman.

And this is Smart Money Happy Hour. Here's everyone. Here's. [MUSIC] Well, this is the show where two friends who have new many experts talk about,

which you're talking about, so everything from pop culture, current events, and money. In today's three friends, and we have a special cocktail for a special man, we are sipping on a Kentucky mule. It's great by the way. So good.

Well, don't give it away, just yet. We're going to give you all our rating and reveal the cost per glass at the end of the episode, so stick around for that. All right, Ken, we'll welcome. Welcome.

We, you've been on our list. Have I? Must have guests.

It wasn't a girl list, it was more of a naughty list.

[LAUGH] I think that's probably right. I'm just happy to be on the list, but it was way down the list. No, we wanted you, Ken, I'm glad we're glad to be here. I'm very excited to be here.

Yeah, and for people that maybe only you want Smart Money Happy Hour, they live in a vacuum, tell them about what you do here at Ramsey as one of the personalities. Yeah, so I'm in the work space, right? So Dave Ramsey, for decades, has said your income is your greatest wealth building tool. And so we find as we're all on the Ramsey show together, and the Ramsey show live,

that we find that many times it's not just about cutting expenses. It's increasing that income, and so I'm in that space. I want to help people win at work, get better personally, so they can move up professionally.

“And then if they move into a leadership role, which many times they do, how do you lead effectively?”

So helping people win at work as a part of the Ramsey crew is the role. Oh, I love it, Ken. And you also are one of the best interviewers I know, and you have a show. It's very nice. I want the Ramsey network.

That's a great job. That's great. That's great. So you're interviewing people all day? Both of you have been on it.

So you know what? We're going to flip the tables. Are you kidding me? You can call me whatever you like. We're going to ask you some questions.

Okay, I'm ready. Are you ready? You can call me whatever you like. We're going to ask you some questions. Okay, I'm ready.

Are you ready? I'm ready. Are you ready? I'm ready. I'm ready.

I'm ready. I'm ready. It's a big move. I think it's like having me alone here. Do you not wear contacts? I think your vision is going.

You have cataracts at your age. So I have contacts because I'm legally blind without. I was wrong. In fact, Rachel and I are in the same category. We've long been in a similar contact lens category.

I'm worse than she is. And what are you? What are you? Negative seven five. Okay.

I was six six point two five before I had my surgery. I'm a negative six seven five guys.

We can all basically start.

Are you all? Yeah. You know, we are. We're the old nursery ride. Three blind mice.

Yeah. That's what we are. But now you pointed out. Why don't you get surgery? Why?

Because I got 20, 20 with these guys. And I throw them out every night and start over from. You don't even understand the energy you're putting into your life right now. No. Can I tell you that it's not true?

Too much risk to get my eyeball. Without the glasses, who am I? I don't look smart. I look even. We're taking off.

Let's see it. So he's got weird eyes. Nobody wants this. Have you ever noticed? Yes, he does.

His eyes get twice the size. His glasses. They're giant. You're looking at teacup saucers. This guy goes into a completely different person.

Put the glasses back home. Look at his eyes. They shrink. No, he looks normal. I'm alone.

I'm alone. He looks like he's on some kind of drawing. I should get the surgery out those. Look at how do you like him glasses. It's a risk, by the way.

I think it frames me up. No problem. His glasses gave me a lower case. T trauma moment when I was in college. I had a glass.

I never wore glasses. Ever. I always were contacts. I didn't like my glasses because they were so thick. The lens is thick.

Yes. Yes.

“And so I remember freshman year of college.”

All the girls were like where their glasses. And like they're messy. But on their sorority shirts. The class. I was like, that's a cute look.

What if I wore my glasses one day? What are my glasses? Oh, boy. I took ready for this class. For a street wildlife and fisheries.

That's my science. They sureies. That's a word. It's a great elective. So we all took that elective because it was the easiest science.

You also took a walking class for credit. I did. That was not the only choice. Well, I mean by like a real class. Anyways, I'm in one of those like lecture halls.

You know? And no joke. I'm sitting there. And these two guys behind me. Oh boy.

I hear them. He goes. Dude. Look at the chrome front of us. And I was like.

Right. Look at the side of her glasses. Yeah. Look how thick they are. They start talking about me.

And my glasses. I'm sitting there. And I'm like. You were secretly bullied. I was seeing.

A hinder back. And never again. And I shot him on twist. It was Winston Cruz. Probably what?

That would have been a me because she's a completely different person without them.

He may have been. But I have the same trauma. I get it. It was eighth grade before I got the contact. So I had to play basketball with the croquis.

The glasses began to keep it. If I got hit in the head with a ball. The glasses might fall off. And I remember one time playing defense got hit in the face. Glasses.

It's terrible. So if I hadn't. You know, stick my finger in my eye. And you could put them in anywhere. I don't even have to worry about.

Now I can. I can pop up right here. No big deal. Put it on my tongue. Boom.

Boom. Little saliva. No problem. Yep. So PRK surgery.

A little. A little. I know. George is freaked out right now.

“But that's what you have to do in your contact.”

Yeah.

You want to stick a dry contact in your eye?

I promise you, you don't. You might as well stab yourself. Your tongue's bacteria inside of your eye. The alternative is stabbing yourself in the eye. I think I'd rather do that than dive dysentery.

Too much information for people. All right. What is spinning? You're eating. Wait.

We're going to have fun. Throw a. Would you rather to Mr. Ken Coleman? We're going to give you some soft tosses because it's going to get real intense. And a little bit here.

So would you rather. Okay. Where Crocs to work for a full day on ironically, or watch your saddle loafers be chewed up by one of my French bulldogs? Well, I despise Crocs. I mean, with all cats this time.

I would eliminate them from society if I had the power. However, I would rather be subjected to that humiliation than watch a dog eat a perfectly great pair of sattles. It's blocks or something mine, particularly. Yeah. So I guess I have to go with those rubber monstrosities.

I'm even if it was on a show where you could clearly see foot. Yeah. Because I couldn't bear to watch a dog eat perfectly good pair of bucks. Your dogs, particularly. Look, I got acupuncture.

I don't like what I would because I would harm the dog in order to save the bucks. I'm not going to let a dog eat a perfectly great pair of shoes. The leather on the shoe. That cow has already died. Why would you kill a perfectly good animal?

“Why would you allow a dog to just chew the thing up?”

I'll wear the Crocs. I already feel like you're subjected to this question personally. Yeah. It's a great question, by the way. Tell the police.

Okay. This one's for George. All right. For each doing one. Would you rather be banned from Costco for a year?

Or a miss half of your hair appointments for three months? Great. Oh my gosh. Only half for three months. Okay.

That's a good one. Did they win on my missing them? Yeah, exactly. That's the big question. Here's the truth.

I could go Sam's club for a year and let's tell the town. I have a membership. Okay. I sometimes go to Sam's club. Here's what I found.

Sam's club. Less stressful. Less chaotic. Okay. Costco people are too high man.

There. Yes. Too efficient. Boy, this could be controversial. Yeah.

I'm fine saying it. And honestly, went to Sam's club the other day. Did the scanning go? Never stood in the line. I just walked out of the store.

And I went. You know what? You know what? The scanning go.

“You literally scan the items on the app.”

And then you leave the store. You pay in the app. And you just leave. Oh, Mike. And you know what, Costco?

We're going to 20 times the step up your game. Yeah. Put it up with your shenanigans for too long. So in that case, I could go without Costco for a year. Now, why was I banned?

That's the hurtful part. I want to know what caused me to get banned from Costco. I don't see that ever happening. The real story here is that George and Rachel knows this because I reported it to the crew. There were a bunch of us.

The personnel always went on a retreat to a lake house.

Yeah. And it was Saturday morning. We're just literally getting up. And we're going to go get on a boat. We're going to be in the water.

Yeah. And I hear his blow dryer going. This guy does a full-on hair thing. Get ready to go on the lake and put a hat on. Which, by the way, if you think George looks weird without his glass,

as imagine George with a hat on. Not a hat guy. Some people should never wear a hat. And I think you can agree. I'm not a never wear a hat.

Now, I look like a bug. You look goofy. Yeah, I don't know what it is. Why are you being so mean to George? No, it's so honest.

I don't know. This is, I mean, he agrees. Yeah, I'm with you. But he loves doing his hair. And I don't see you going through a month.

Can was made for a ball cap. Put that guy in a ball cap. It's a true American patriot. Right there. Do you need any more evidence?

Then the fact that he calls a hat, a ball cap. What are you? Ninety-five? Do we call him? Can we get this guy a driver cap?

He said ball credit. Man, have you had your metal muscle this morning? Honestly, it's silly. It's silly. I'm husband.

I do have a bag at home. Fresh. That's what's in madam useful. Fun fact. I can't wait to put on a ball cap later.

It's the main ingredient in madam useful. All right. Rachel, you're nice. Make some crocs. Rachel, would you rather publicly declare that the moon landing

really happened? Or give up Amazon Prime for a year? Oh. Oh, my gosh. It's like your convictions versus your wants, you know?

That tells you something. It's fiction versus addiction. It's what it is. Well played George. You can't wait like that.

I'm going addiction. I'll say we'll answer on the moon. Wow. But you're going to bite your tongue when you say. I mean, my head I'm saying this is not true.

I do want to give her some credit.

When she first floated this theory at me several years ago, I rolled my eyes.

It's Rachel and conspiracy stuff. But having watched one of the videos she told me to watch. And then a movie put out by Hollywood. What was the name of that movie? It escapes me, right?

Yes. It's a romantic comedy. Yeah, yeah. Flaming to the moon. That's it.

Great pull over there. Flaming the moon. I mean, no kidding. You're like, it could have happened. I'm 60, 40 that we didn't.

Wow. Yeah. Because I got your credit. Live streams from the moon before there was even like remote controls for a TV. And they call the land line for the, I mean, y'all come on.

So we were still doing the rotary folks back. I mean, that's the biggest thing. There wasn't even remote. You didn't have a remote for your job. George, I was actually forwarded.

She got me. That they live streamed. We can barely even face time without forcing. Here's my taking. Either way, what doesn't matter to me.

You need to look. It's not like I trusted the government before. NASA. So either way, great point. And the only guy I feel for is Buzz Aldrin.

All this for nothing was he, you know, up. Yeah. It was he paid off. I will say. I don't know.

That's part of the interesting thing there. He was once confronted. And by a reporter and almost took the young guys head off. Yeah. I don't want to go.

Adam. That passion there tells me he's either really angry to cover up the, the ruse. Well, he was like, listen, Pipsqueek. We actually did this. How dare you.

Yeah. That passion made me question. I'm impressed that Rachel planted a seat of doubt in your heart. And this was where she go before it became like a, what I would say now more of a normal. I need to publicly apologize to you because I dismissed it far too quickly.

Thank you very much. That was in JFK. I would love to talk to anyone about it. Well, whatever they said killed him didn't that's a fact.

“I think this is a whole another podcast where we're starting over here.”

Uh-huh. I'm here for it.

But the people are here because they want really incredible insights from you can.

We played a game growing up called The Game of Life. Okay. You heard of this game? Oh, I've played it. Very boring.

And I loved it. I loved it. Yeah. I was in to clue. Oh, yeah.

That's good. He's like a little mystery. Yeah. A little bit more risk. A little world domination.

I leave that direction. This is real life. Like that's too boring. It's a little boring for me. We're kind of job.

Do you have who cares? What kind of party you drive? Yeah. Yeah. I want to play your version.

When I feel like we play it a lot. Like even on the Realmsyship. People give us scenarios. Do I do this or do I do that? And so we're going to, yeah.

Throw some, uh, there's some scenarios up there. Okay. You're ready? Yeah. You're just graduated from high school.

Do you take the college path? Pay $100,000 in tuition? Earn a degree? Have a higher salary earning potential? Or take the career path?

Skip college. Start earning a lower income. But start earning sooner. Option B.

“With the caveat that if a degree is the only way to do what you want to do.”

Like if you want to be a doctor, then the system has already said you got to have. But if it were me and I assume the question is thrown to me. No chance of me being a doctor. I'm going to get started right away. I think experience.

A long term is going to make you more money. So I think the four year head start is what I'm basically saying. Yeah. It helps me in a variety of ways. I mature a little bit faster and better.

I feel like I get a jump start on investing. If we want to play the money game. And I think that I move up the ladder faster.

So I'm always going to be the efficiency guy.

That's how I'm wired. If there is a shorter route, that's the one I'm taking. I love that. I love shortcuts. Yeah.

I'm intrigued by this scenario, Ken. Because this is assuming you know kind of what you want to do. That's correct. Because a lot of people would you say a lot of people go to college because they just don't know yet. And that's sort of buying some time very expensively to figure it out.

Yeah. Okay. But let's say this. Okay. Let's say that you don't know what you want to do.

And a lot of kids will pick like a communications or a business degree. It's a very, there we go. Okay. So wow. I didn't even do any research.

This is great. It's rare that I learned the smart. All right. So let's take both of you. So those are good general degrees and kippling jurors says all these are good degrees.

And they're versatile and all the bad bad bad bad bad bad bad. Here's a deal though. It's like, okay. I'm going to go get in sales.

“Because if you want to be in communications or you want to be in business, sales is a part of the deal either way.”

And if I don't have a good sales person, I get better as a communicator. If I'm going to be in business, I need to understand revenue generation. So for me, it's like get the kid out there and let them get some hard knocks and learn how to sell. Learn how to hear no.

Learn how to prospect.

Learn how to build a pipeline.

I could make the case about what that's about. I'm going to say the only pro. No, not the only. I'm sorry. One of the pros to college is I'm like, you're 18 years old. Like you're still a kid. And if you have the funds to be able to go to college whether it's the scholarship grant parents. That 18 to 21 year old phase of life.

I feel like you grow up so much in it. And still being in somewhat of a system that's kind of guiding you in that. And you're getting educated. Which guys are kids getting in college? Well, I mean, I'm going to place devil's at me.

“It's like a schedule perspective, though, of which you have to do.”

He's getting hammered. Well, I'm not talking about their extracurricular activity. Well, I'm a racial or personal college here. I think it's sanctioned here responsibility in the guys of growing up. But I say, how much better can we grow up if we throw these kids to the real world?

See, I think you can get the real world at 21. Okay, let me go the image. I'm going. I say, go to Europe. You can do that for 10 grand. And you'll have a lot more, you'll be way more cultured, big time.

Well, it's a gorgeous idea, better than that. And UT, yeah, go learn how to freaking live in Portugal. Okay, we disagree. There's definitely no one stop shop. No, I do think it's a lot of high college.

And I do think going to some crazy expensive private school for a general degree. I mean, all of that, I think is silly. I think you need to be smart about it. That's why I do love in stakeholders a community college. Like, be smart about it.

Keep in mind, my oldest is in Chicago right now. At a very richy film school, film school. So, okay, you know, I'm just telling you what I would do. Fair, all right. That is very fair.

Next scenario, George. All right. Question number two, you're offered a promotion that doubles your pay. But it's in a city you think you'll hate. Do you take the promotion in higher pay?

Because you can always move back.

Or do you choose contentment and stay? Because if it ain't broke, don't fix it. It depends on where I'm at, financially. If I'm in debt or I need to be saving money for a house. And I want to fast forward the process of a get out of debt or saving for something very important.

And thus not getting into bad debt. I'm going to take the pay raise in a city that I'm not thrilled about. And it comes down to this theory. And this isn't my language.

“But somebody once said it, do what you have to do.”

So you can do what you want to do. And so I would absolutely, if I needed the money. If this were fast forwarding my life financially, I'll take the double pay in a city I don't want to be in. And the answer is in your question. Because I can always move back.

Freedom is huge. And sometimes we have to take the better paying job. Pay our dues, if you will, to have a life we want. That's good. And you know what's crazy is how fast time does go.

So you talk about three to four years. That just flies. Honestly. Honestly. Now if you have to be there for 20 years or something,

I don't know if I want to play it. Yeah. But if it's like for even three years. Think about it. 20 23.

Just here. And look at us now in 2023. I love the eye blank. You really sold it. I was sure until you went.

So guy dream of 2020. 23. It's gone. And I was like, she's right. Where did 2020 go?

Well, an important part we're leaving out here is your stage of life.

“You know, are you in your early 20s in single or are you 44 married with a couple kids?”

That's a much harder sell. There's other people involved, there's schools. There's this. That's a job.

It's always a way out for your young kids.

Watch me right now. They're going to, they're going to be teenage. And if we're going to die, they'll be three years old. In the blink of an eye. So that's my favorite part we should right there.

I'm going to move to the city. If I'm single and there's less people involved. Oh, no. Now here's the other question. What city would you hate to live in?

Can of all the cities in America. What city you think you would hate to live in? I'm sorry for whoever lives. Yeah, this is not throwing shade at people who live in those cities. It's just not Ken's preference.

Milwaukee. Oh. Oh, yeah. What's that? What's it about?

Don't know. I just picked a city. I think Wisconsin. The joy is tough. Detroit would be tough.

My mom's from there. Is it a good thing for you? No. I just thought climate cold is huge for me. I am a southerner.

And I have my family lives in Michigan. I'm a Michigan football fan. I don't know what it's like. I don't know what it's like. You know what it's like.

I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like.

I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like.

I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like.

I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like.

I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't know what it's like.

I don't know what it's like. I don't know what it's like. I don't know what it's like.

I don't know what it's like.

I don't know what it's like. I don't know what it's like. I don't know what it's like. I don't mind to mind.

“I we went on a live event there and we were like, oh, this city's like cute too.”

Yeah, it's what it's like. Here was it. True. It was like you very well. It was nice weather.

True. I digress, but that conversation grenade was a lot of fun. Yeah, thank you. I hate us in the comments. Talk to put me on the spot there.

There was no research involved in that. That was just off the cuff. Oh, I was going to say upstage. I just feel like upstate New York would be a tough life. Oh, like a buffalo.

Yeah. Oh, buffalo. You know what I mean? It's a tough life. Yeah.

You're mostly in blizzards. Yeah. But at least you have the bills. One of the seven wonders of the world. You got nothing in Des Moines, but a sandwich.

What's what's the wonder? Niagara Falls. Yeah. But you share it. It's a shared space.

But it's close by. Yeah.

There's nothing close by to Des Moines that you want to see.

Don't Des Moines. No, not bad. We're taking candy. Yeah. I can't wait for the comments.

Action to be like. Good boy needs me. Yeah. I'm telling. The house is super stressful.

What's that?

“It's having all of your info online and not realizing where it is.”

Oh. So that's why we love to leave me. I love to be deleted. Delete me off the internet. Can't love to not be found.

I don't. It's true. Just delete me. No problem. It's all of our info.

It's out there. And you don't realize it. But all the new sletters you sign up for. And keep on. All the things.

So shared, traded like Pokemon. Yeah. All the things. All the things. And then the data broke or sell your data.

Then you get spammed and texts and emails on it. I am not data. Thank you very much. All right. Thankfully, our friends at Delete me treat me like a human.

They do. They do. And they're for humans behind the scenes deleting your info for you. And they send you a great PDF report. That's part of Delete me.

They keep you off those lists too. They don't just get you off one time. They keep rechecking my favorite part. We love that. They keep you off.

What do you want to lose? Go check them out and make privacy goals. One of your goals in 2026. Go to joindeleteme.com/smartmoney. And you'll get 20% off their annual plans.

We'll also drop a link in the description below. I wish they could delete me from your cell phone. Myself? Oh, yeah.

I'll always have your time.

I get to give noxious text from George. That wasn't a statement. You made that. Mac and 2012. Thank you.

That up. Not at all. George is great. I don't want to be deleted at all. There's a send later feature on iPhone.

And it's all schedule a text to can the middle of the night. Just to troll him. Which Ravsey personality is most likely to face time. You for a fun fact. Can call him.

Thank you very much. Which. Which. Can use me. Such anxiety.

I do when I get a face time from the end. The Lonnie will face it. You'll face it. You'll face it. Like it's especially if you have someone.

Sometimes I get Rachel Winston both to accept. But I always face time for a good reason. That's true. Yes. I try to accept whenever I like it.

It's not a wasted face time. It's not like, hey, how you guys doing? It's not that. No. Yeah.

You tried by somebody that would say someone you met. Yeah. That's great. That's great. Let's face time Rachel.

Do we get on the phone? It feels like an easy surprise in the light. But she's going to get nervous when I face time you. No. I don't get nervous.

I'm usually just not in a place where I could face time. You know, like I'm putting the baby down or something. I'm a dad, can't it? As a busy life. As a mom.

All right. This is where things start to heat up. Okay. You land your dream role. But it pays less than your current job.

“Do you take the job because your fulfillment is worth more than any money lost or do you follow the money and stick with your current gig staying stable in this economy is paramount?”

Simple caveat here. If I can absorb the pay cut in order to get the dream job. In other words, can I change my lifestyle to be able to absorb it? If I can't, no, I'm not going to do that. I'm going to have to say, I have to be a mature adult and press pause and say, not now.

So, you know, we've had those calls come in on the Ramsey show. I've taken those calls and the Ken Coleman show years ago. And that's my answer every time. It's the financial reality. Yeah.

I'm okay if you go in backwards. If you're, you can change your life to be able to do so. Okay. Are you saying it's temporary? Because I've heard you say, hey, yeah, you might go backwards.

But don't let it be forever. Financially. Well, yes. So let's just take the real numbers. Let's take the Ramsey Millionaire Study.

We're just a millionaires study. We're just a millionaires study. Ever done 10,000, every day of millionaires. And the fourth group are teachers. And you take the, I think the median, you guys can check me on this.

But not too long ago, the median salary in the United States for teachers. 64,000 dollars. So if your dream job is to be a teacher. And you were in pharmaceutical sales. But making hundreds of thousands.

Yeah. And to drop back to 64. I mean, I get that that's controversial to some. If that's what you really want to do. And it makes your life really, really complete.

And then it's meaningful work. Then you've got to adjust your lifestyle. And so if you're going to adjust your lifestyle, we've proven that you can be in everyday millionaire. Making that.

Very technical about.

Is there research around?

So yeah, use that same example. And say you could have gone on X number of vacations. But X type of car. Whatever. With all this money as in pharmaceutical sales.

And then you go backwards. Is there any data of like going down in lifestyle, but up with satisfaction of work? Sure. It's a happier life.

Yeah. Yeah. Positive versus like in reference. Working. Yeah.

The job you hate, but you get to buy things. Guy by the name of Poe Bronson, respected member of the media wrote a book called What Should I Do With My Life? It was a runaway best seller. And he basically.

I interviewed all these people that left higher paying jobs to downshift their life a little bit. But it wasn't just money. It was meaning. It was lifestyle.

Yeah. I mean, I tell you.

I have sat with sat across the table with, you know,

New York executives who are sitting there going, "Kin, I'm absolutely miserable." And I'm saying, "Well, what would life look like if you could paint it really quickly?" And they describe a life that is less money.

But that's the start of it. What's below the less money is a very different life. So there's no question. There's tons of data about meaningful work.

“And so what you have to do there is, again,”

you have to change your lifestyle, financially to take a pay cut. So if you're willing to do that, I'm all for it. But if you're $250,000 in debt, I'm not going to say, this is a good idea for you to take

your dream job. Totally. I remember I said, "Well, there was like, okay, back in the day. You know when you get forwards from emails?"

Oh, yeah. This is one of those. I stuck with me. Y'all probably have heard it. I think it's like a, I mean, it's a fake story.

But if like a fisherman in a small town, let's say in Spain. Can you hear this? Yes. Have you heard this, okay?

No, I have. Okay, and he's like a small, in a small town, and he like plays music a night with his friends. You know, yeah. It has a couple of glasses of wine.

He hangs out with his family. And goes to bed wakes up. Does it again? And well, a tourist came by to American tourists. And he was like, you could triple this business.

If you got another fishing boat and hired more people, and he was like, oh, okay. And then what? He's like, well, then you get a fleet. And then you can actually expand

into other countries very easily. You would be that, and you would be making a quadruple. He's like, okay. And then what then he's like, and then you sell it. And you may call this money.

And he's like, then what? He's like, well, then you get to play music with your friends at night and drink beer and hang out with your family. And he's like, but I'm already, I've kind of already doing that. Yeah, it's a great story.

Same idea, right? Of like what you're chasing, what you're wanting.

“And I think the truth of like, our stuff is fun.”

You know, we're never against stuff around.

Because we're great with you getting great cars and doing great trips, all of it. But it doesn't sad. Like, there's something about the meaning of life with relationships. Your contribution to the world.

Like, there are big things in life that really do bring satisfaction. Yeah. And it's on all just like the little stuff. People like you did that. I think this, if I could give anybody one question to wrestle with over the next 30 days.

It's, what do you want your data look like? Yes. Write that down for 30 straight days. What do you want the data look like? And I think you might throw a lot of stuff.

And I want to be at the country club. I want to do this. But I think if you keep doing that, about day 10, 11, 12. You start to really drill down on what I want a data look like. And it's a lot cheaper than you think.

Yeah. That's what I would put out there. A lot's good. So the question has because I like that. And then what?

Because that causes you to drill down into what you're really wanting. Because if it's a nice car and a flex life, eventually you're going to realize that was an empty go. What I'm hearing you say can is you would be willing to take a pay cut to do your dream job. Which I assume is pickleball instructor at the old folks home. You'd be willing to take the pay cut.

I will tell you one of them in my 70s. That is a dream job. Because I'll be communicating and coaching with people that's a captive audience. They live in the can't go any more. Yeah.

Yeah. You don't want to listen to it. It's a funny setup. But it's actually some great truth there.

“My whole thing, everybody, is I believe God created us to do unique work.”

And it's wired to us. Like, it's our personalities, our experience. And I do think there's something to be said for doing something that you actually really enjoy. And you don't have to do it. But you actually want to do it.

I think if we just simplify it, that's the goal. And you know, I'm into this whole blues on thing. Have you seen this documentary? This guy went out and studied the blues on. So yeah.

Oh yeah. Well, there's quoted an income for crisis. Yeah. Yeah. It's just something to be said.

Fascinating. Yeah. He said, for doing something that's strenuous and some hard work that you enjoy. And then like you're done with it. And the eat a good meal and you spend time with good.

And I'll tell you, I'm the oldest of this group, obviously. The older I get on middle age now, 51. And I've achieved a lot of the things that I wanted to achieve. And I'll tell you sitting here right now. For me, I'm now focused on enough.

What's the, what's enough? Mm-hmm. In other words, what's comfort look like to take care of my family?

Yes.

“What are the activities that I want to do?”

And you all know me.

I'm not a keep up with the Joneses.

Hey, guys. On Instagram. You don't even know how to do that. I don't even know how to do it. But I do think that like, like, a good meal and a good conversation with good people.

That's a dream life. And if you had that consistently. I'd do. Yes. Good conversation.

Good food. Good people. Can't. Isn't real life right? It was on Marco Polo.

You know what I didn't add? Good cocktail. That's true. So what is it cost you to spend enough time with good people over good food with a good cocktail?

I'm telling you relationships at the bottom of it all. It's what people crave. If I had every 21 year old dude sitting in front of me, I'd go figure that out. Yeah. It's a craft of life that gets you to that result.

That's a good life. Great life. Yep. I'm telling you, this is a free show.

But people should be paying for this level of wisdom.

I don't know if that's true. It was any of the blue zones. There was something in the comfort crisis. That was fascinating.

“It's about the kind of goes into cold plunging.”

But these women that fish. Yeah. It's off of an Asian. I can't remember. But they go into some of the coldest water.

But they like literally will fish. They'll dive in. They're in the water. Yes. These women.

And they're like, some of them in their 70s and 80s. But they have the best lung capacity of anyone in the world. Wow. When they study all these parts. That's why they live so much.

Yes. All of it. And you're like, but to your point, it's not for rain. Creates such beautiful results, which is the gospel. Right.

We could go on and on and on. But it's true. Like, there's something in that that's so real. And we try so hard to avoid the hardship. Where the hardship is the way.

It's the magic. It's the way. Rachel just nailed that by the way. She crushed that. It's hard things.

That's doable. Not hard things that are impossible. Hard things that are doable. And then turn it off. But culture is starting.

It's culture pushing against a hard thing is going. Of course. Yeah. Everything's about the frickin'. Because it's like it's already hard can.

Why would you want me to do more hard things? Because you appreciate that butter spread when you turned it. Sound of music really, really effective. That was the perfect reaction. That's exactly the reaction I wanted.

I can't get ice cream without turning the butter. All right. But do my right. Right now I go right. I don't appreciate butter in my bread right now.

Yeah. I'm going to try to transfer the ice cream. You better believe I would appreciate it. All right. You just spin the wheel on the little board.

If you can imagine. Do we have a wheel here? No, I will do it. Can't afford it. Okay.

And land on a work bonus that could go towards a big expense on your list. Do you, A, replace pay to replace your vehicle? Or B, fix the foundation issues on your house. Those are my only options. According to this game of life, it is.

Well, I guess you got to fix the foundation. Good heavens. I feel like a smuck if I go get a better car. I've got to crack in my foundation and it's three in the morning. I get out of bed to, you know, go to a potty and all of a sudden.

Whole house, lurch is left. Feel like a real idiot. We don't have that. I don't want that. She's got a good car in the drive.

Yeah. All I wanted to do was pee. It was a little house to the left. I feel like that's a problem. So I mean, that wasn't like a really tough choice.

It's a nice foundation for you. I think it has. I don't cut the metaphors. I'm going to take away the vehicles running. That's the other question here.

Like, is it a quick fix? How much is the bonus? You know, there's further questioning. I haven't got a Uber before I live on a house. It's got a crack foundation.

Yeah. For the sake of this argument, foundation issues across the wall. Yeah.

“And if you have to replace the car, remember, do it with cash.”

Be smart. Yes. Don't go crazy and go take out a loan. Just because the dealership told you, you can afford the payment. Yeah.

That's how they get you. It's unbelievable. Well, George, I can tell you in our house. You know, we've been using a ton of. What's that?

The cuddle blanket from cozier. It's that time of year. Gosh, cozier. The blankets, the bedding, the sheets, everything about it. The towels.

The towels. Have you had the towels? There's the new Lux towels. Like, my life is pretty hard right now. And that towel is so soft that it all balances out.

I'm actually. We got a DM. Someone DMed both of us. That's right. About the towels.

They sent us a picture of the Lux towels. And they're like, I finally got rid of my dingy old towels. I upgraded things to you guys. And I made my day. Yeah.

Oh, it. They are amazing. You guys absolutely amazing. And the Baja collection with the sheets in the bedding. It's beautiful.

So, cozier always is bringing out some incredible things.

Products that are quality, but also incredible. Like, from the texture to the look of it, all of it. The durability. Yeah. So get some quality things in your life.

Make sure to check out cozier. And just for our smart money happy hour listeners, you can get up to 20% off when you go to cozier.com/marmoney. And use promo code smart money to get an even better deal. Can I told you it's heating up?

This is what I'm talking about. You spin the wheel and you're laid off. Which side hustle are you starting tomorrow? You work in retail at a strategic store where you can get a discount. Looking at vineyard vines for you, most likely.

Well, I'm not doing that. Let's just that we hear that. We get that call a lot on the Ramsey show. All of us. And, you know, that's such a bad play.

Because we have urgency is what we're dealing with. And we tend to go, oh, I've been kicked out of the nest. And so now I'm going to go into the ideal. And ideal needs to stay over here. We've got problems.

We've got real issues. So I'm going to go urgency. So I don't know if it's the retail, but out of the two options. That's what I'm going to do. But the real advice I would give somebody is,

based on your work experience and your skill set. Let's go look for freelance opportunities. The best bang for your buck with your time is where I've got a transferable skill. And I'm going to see if I can get some type of contract work. Getting in the car and driving Uber is probably not the best exchange of your time.

So it goes back to the old time is money, which is true.

“And I think when you're trying to ideate and you're in a scramble,”

but but but but pause long enough to go, okay. Where can I get the best exchange for my time? And at least try that.

You can always jump in the Uber and do the delivery.

And I'm not knocking that. But let's at least look at if I have some maximizing your dollar. Yeah, I want at least maximize that. Yeah, no, I agree. More bang for your buck if you want.

Well, in the living on savings, I always frightens me. Because I'm going, you're going to turn this cushion into a wippy cookie. Let's my number one to play real quick. You know to answer that. My number one pet peeve on the Ramsey shows what you call for people.

Use the emergency front for things that I don't think they should use it for. I think you use it when your AC goes out. Okay. When you lose a job, I'm going to try to do everything in my power. Not to touch the emergency fund.

If that's working three jobs, I'm going to go do that. Now, I'm not saying that's fundamentally correct. But I'm telling you philosophically, I get irritated. I go, don't touch the emergency phone when you lose your job. If you, if you can keep from it, go work while you're applying.

Keep it keep the moment from going. We're making some money. Yeah. Because after two or three months, that drains so fast. And then you got a whole thing to build back up once you even do have a job.

Yeah. Great point. So I'm not for such an emergency fund.

If you can keep from it, when you lose your job.

That's good. 11, 11. All right, next. You won an inheritance. You won it.

I don't think you win it. I don't think you win.

“But you can win the lottery, but you can't win it.”

I know. Well, this one you can't. You can't. This is the game of life. Okay.

Oh, maybe that's what that means. You draw the card. And you have one. Perfect. Okay.

So I'm getting an inheritance. Uh, $25,000 in stocks from a relative. What do you do with the money? $25,000. Do I have debt?

I don't know. I would say that. Apply it to the baby steps. I think we're going. 100% you know, I'm going to go there.

Yeah. Yeah. So if you have debt, let's pay off the consumer debt. If you don't have your emergency fund, let's stack the emergency fund. And if you're good on that, we can, that's the fund.

It opens things up. Yes. Then, yes. Let's pretend you have no debt and emergency fund. Okay.

Now what do we do? That's my favorite one. Okay. Now what do we do? We're going to celebrate.

Well, number one, we need to sell the stocks. I think we need to talk about that. Cash in. I want the cash. And we're going to celebrate.

We're going to do something fun. Hate to see Uncle Larry go. He was awesome. He was my favorite uncle. But he gave me 25,000.

And so we're going to take a trip. It's one of my favorite lines and four Chrisices with Vince Vaughn. And Reese Witherspoon. We take the trips. Great.

I think I'm going to take a trip in this scenario. We're going to make a memory. Where are you going to call all the kids? Because my kids are older now. 2018, 2017.

And I'm going to go. We're going to make a memory.

“So that's what I'm doing with some of the 25.”

And then I want to make. I can go fast on a trip. I understand. I got two things I'm going to try to do. I'm going to see what that trip you know.

I'm going to decide. And I'm either going to spend it all. Or I'm going to spend some of it on a memory. And then get ahead of it. So we use it to invest in something.

Yeah. Whatever. I think that would be my. The top two options. Do I want to invest this?

Or do I want to spend it for a memory? And I think 25 grand. At Baby Step 4 and Beyond. Let's honor Uncle Larry. Get a memory.

Let's go to Portugal. Let's go to Spain. Spain. Let's run with the bulls. I don't want to run with the bulls.

I don't know why I said that. Yeah. We don't want to do that. I could see you wanting to like cosplay and dress it up. You know.

That would be me. I would dress up and do the Instagram pictures.

But I would never actually like I would have an ankle injury right before the whole thing started.

I go guys. I'm out. Go and out me. Plus you look great in white pants. I think that's a plus.

And a red scarf. I might do it. I told you he wants to cosplay. Love that. That's good.

25 grand. What do you do at 25? What number one? We got to look at the tax implications of selling these stars. Number two.

I got to talk to my spouse. Look at our family goals. I'm not going to make decisions without her. We're not going to surprise her with her great trip. I'm going to probably.

I'm going to give a portion of this. A healthy portion to the needy.

Yeah. Are you?

He's just our little angel.

Yeah. I'm going to give some of it. Yeah. I would give some of it. I would spend some of it.

And I'd probably like fully fund IRAs for the year. So I'm probably going to do a mix of all three. So I would assume you're already doing this. He's really fun. I'm going to say in a hypothetical scenario.

But no, 25 grand.

“That's what he says do whatever you want with it.”

And you don't have to do anything. Will you please humor us? I think the audience who loves you wants to know. If you didn't have to do all of those things, George. If you were going to have fun.

Would you please tell us what you would do at 25? Let's keep board. That's 200 bucks. Don't you love skateboard? Yeah.

I did that. It's 200 bucks. My $20,000. The audience wants to know, what would you do for fun with 25,000? I would do a trip to Disney, which would burn most of that money.

That's what we like to hear. And truthfully, probably by a nice guitar that would sit on a wall. That my wife would be angry about later. I knew you weren't going to play it. But it'd be a nice guitar.

And she'd be right. Yeah.

I think the audience really wants to know what Rachel would do at 25,000.

She didn't have to do anything positive. I would do a trip. What about the Amazon shopping spree? Stop. 25 grand a card.

No, I spent more before Christmas. So boy. On myself. Oh boy. Then I think I've ever spent.

Can we get a number? We got it. Well, okay, that was sorry. I made that really dramatic. I was.

I spent more on something. But then I kind of like a little bit flippant where I'm like. Uh, because I don't spend a lot. Yeah, genuinely.

“Like if my cart on Amazon's like a little over a hundred dollars, I'm like,”

What's in here? Like what do we? I have not a big dollar amount spender. I buy quantity, right? Like I will buy like lots of earrings.

They're like 799. Really? So I did. Yeah. Yeah.

I don't buy like super nice stuff. Like if I buy something that's like over. I'm not kidding. Over 50, I'm like. All right, I'm buying this.

But I did, y'all. I battle. Are you ready? Should I, I'm going to tell you. This is what people want to know.

I bought the dice and here's your iron. I hear the ladies in the on the set. It only knows. They don't have no idea. Is it the air wrap?

Let's just go. No, not the air wrap. You should know any of this. I know my dice and products. And it was a black Friday sale.

But how much do you think that here? I don't know anything. Let me take a walk. Because I don't know. I'll let you go first.

I'm going to say it's $600. Okay. I'm excited for that. Down a little bit. I was hungry.

On sale for 450. Oh my gosh. Just because he put. Because George probably owns one. I don't.

I didn't spring for that one. Okay. I know that nor retails for about six months. How much do you spend on your hair dryer? You might not try it.

Honestly, the latest one. I did it though. Why is that insane? Why don't you fit your hair dryer? But ancestors roll on them.

But it's amazing. It senses how close you are to your skin. Is this what we can? Is this the result? Is this the temperature?

Y'all, it is. Did you use it today? Your hair does it right. I use it yesterday. I don't watch my hair today.

Every three days. But yesterday is my hair. I mean, I've been present. Does it do well with extensions? Yeah, it's great.

Everything is great about it. Y'all, it's pretty awesome. Yeah, I don't want to drink $50. Can't come in. Look at this folks.

Look at these locks. Is the kids call it lettuce? No hair dryer. This is our natural rat. That's kiln drying.

I let it dry. What product do you use? Oh, crew. Oh, yeah. I know.

Just a little bit. I am also fired in my hands. Go through about four times. And that's yeah. Candice mostly made of clay.

So we put them in the kiln. Just let them dry naturally. That's funny. I don't care who you are. No one's working kiln.

Can't say to clay. Kiln dried. I'm proud of the fact that I use a hair dryer. I mean, I call you kiln comb in from Kiln Coleman. That's right.

By the way, speaking of that same area, I would wear a kiln to fit where acceptable. I can actually see that. But I also know what your legs look like, which is a hate crime. They don't.

They are very expensive puppies loose.

I got basically just it's gristle.

Just skin and no muscle. Yeah. But I come from a Scottish descent and they wear them over there. But I would look silly in those. You're going to find like a chicken bone in the street.

That's what my legs look like. It's like aged. Starting to form a little bit. That's what my legs look like. But they're very effective on a pickleball court.

But yeah. But I know. I know muscle up because of pickleball. No. Okay.

It's all tendon and ligament. Okay. There's no law. It's fantastic. Next up happening.

Again, we are just warming up. Okay. Okay.

“In the game of life, would you rather be the breadwinner or the stay-at-home partner?”

Breadwinner? Breadwinner? Breadwinner? I need pressure number one and number two. I need to get out of the house.

Mm-hmm. That was an easy one. Can't. Love my wife. She's amazing.

I remember in COVID thankfully here at Ramsey. We still came into work. And I just it was a blessing for me. Because I-- Yes, sir crazy.

Yeah. Yeah. Yeah. But Stacy forced you to get out of the house after about two or three days. Probably.

Because you would get inseparable.

And I think I'd probably irritate her with the desire.

You're like, you know, I know for her, she loves, like, she's a homebody. That's a good thing. One of my kids-- probably two of my kids are. I-- I need to be on the move. Mm-hmm.

I'm with you. All right, Rachel. What do you choose? If it's like-- you can't do, like, half-and-half. It's all or nothing.

All right, I know stuff. Call here. Because you enjoy being a mom. I like doing both. In this season, I'd be sad, home.

If I had the pick. Okay. Yeah. I could film my days because I have to turn down opportunities. Makes me sad.

I love doing stuff at the kid's school. Right. They have, like, Friday's store. They have Reader at Friday Reader at your math card. Their math flash card.

Volunteer. I'm like, there's so many sign-up geniuses at the kid's school. Like, I want to do it all. Sign-up geniuses?

“Well, like, the sign-up genius, like, the website, you know?”

Oh, that's the length I saw.

They go out all the time. Yeah. It's different. I can't really do a lot of them. And I do.

This season alive. I get it. But fast forward four to five years. Like, when they hit high school. Put them back in the studio, George.

What do you answer? What's your answer? Um, I'm going breadwinner. And here's the thing. I'm very domestic.

I love being at home. But I can see you being a stay at home. And I'm great at it. I'm just not. I like the house manager part more than the.

Engaging with child all day. That part. I get overstimulated. You're a manager, not a waiter. Yes.

Yeah. Like, two kids crying at once. Put me in an insane asylum. I'm useless. Yeah.

But like, if I get to it. Clean all day. Oh, he has no idea. But if I get to like tidy up the house, light a nice candle. Like, the house would be immaculate when you got home.

Basically, George was designed to be an empty Mister.

That's what I'm really angling at. Hey, life's going to be a great 25 year old. I enjoy folding laundry. You know, I like it. You know what?

I will say, this season y'all are in. Y'all are in a hard. Having a two year old and a newborn. Yeah. My wife stays at home for the record.

And so I don't envy her for that. She's a hard like a two year old and a newborn. It's tough. That's tough. This phase of life.

I'm like being at work is easier from an energy level. I agree with that. I agree with that. Yeah. Totally.

Why do we nail that one? You know, regardless if you are a stay at home parent or the bread when our money has See part of your life and keeping your money somewhere that you trust. So important.

“And that's why, Winston, I love fair winds.”

When it comes to world class can, no one does it better than fair winds. No, buddy. They're best in class. And they actually want to see their users get out of debt and stay out of debt. Much like we do here at Ramsey.

And that's why we partnered with them. We're on the same mission to help people become financially free. And they do that with their no fee checking account, high yield savings account. And their Ramsey branded debit card. We call the smart bundle around here.

And you can sign up. Get it. Go get it for free when you go to fairwinds.org slash Ramsey. We'll also leave a link in the description. Yeah.

And it's really easy as well to set it up. Like even the app, it's so user friendly. Five minutes on an app. And I was like, and all of it's there. Yes.

So seriously transferring your money somewhere that you know a safe. And it's with people behind the scenes that are for you, not against you. And it comes to your money. That is fair winds. So make sure to check them out.

All right. You spend the wheel and can either take a job that pays double. But requires you to work on weekends. Or pays a normal salary with Fridays off. You know, you're working for days.

I hate to come back to my left. It's hard. Do I need the money to get out of debt? Or to save for something that's really important. Then I'm going to double down.

And I'm going to do what I have to do in the now. So that I can do what I want to in the next. But I love the Fridays off. If you can afford it, I take the Fridays off.

“Because again, I think the quality of life goes up to the next level.”

Yeah. Totally. So if you've got some financial foundation. I would 100% go with the four day work week over the seven days. Over the seven day work week.

No question. Because the thing is, how long can you do that? It's not sustainably. Yeah. I was saying it's not sustainably.

Without getting burnt out, you know, and then needing to quit. Can I throw a question back at you, too? Mm-hmm. Let's say you guys are in the place. And you are in this scenario where you don't have to work the extra day.

What do you do on a four day work week? What's your Friday look like? George, what are you doing on your Friday? Little sleeping in. Okay.

Run some errands. I love a good errand. I love a morning errand when people learn how to as much. And yet these days when you go out in the morning, you're like, how are all these people here? Yeah.

What's your favorite errand? If you could only do one year in the rest of your life, what's your favorite? Oh, my goodness. Favorite errand? Yeah.

I would say wandering around. No list, no plan. A trader Joe's, a Costco and Aldi. Looking at the Aldi find's aisle. Seeing the new seasonal items that a trader Joe's.

No one bothering me. Maybe headphones on. You're just going to go with the best. No list. The best.

It's the best. It's very peaceful. Okay. Fair computing. I switch the question to the fair.

Okay. This is a realistic one for my life today. Okay. Perfect Friday. I'll be honest.

I can't let him say this, but I am. Work out. Okay. 30 minutes in the sauna.

I love my children, but they always interrupt.

Yeah. That time. And I would like a. Yeah. Get kids ready.

Take them to school. Come back. Get back in bed. Watch a documentary. Till about 11.

The mid-morning dog. I love getting back into bed. Okay. It's my favorite. It makes me feel so luxurious.

Do you wish your legs?

“I don't know about the heating pad with my feet.”

You have a heating pad. It's the best. I'm going to dream about it right now. I'm going to let it go. I'm going to let it go.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary.

I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary.

I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. I'm going to watch a documentary. But he's dead now.

You asked me. I have time to unpack it.

“The idea that he died, that he killed himself before the Allied forces got to him.”

I'm not buying it. Oh my god. That's pretty good. Did they snuck him out? I think he had a plan.

Wow. Yeah. He knew they were closing in. Wow. You're telling me he's sad.

He's our biggest history buff ever. Can Coleman.

That's how confident I am. His true knowledge. That's funny. Not true, but funny. Oh, man.

Name the third president.

The third president of the United States, my favorite Thomas Jefferson. He knows everything. Wow. Who came after that? James Madison.

I wrestled by the other James Monroe. Yeah, Ken knows everything. Both, by the way, were mentored by Jefferson. So Jefferson has some real impact. Take that to your next trivia night, right?

Take that. James old James. That's good. Well, if you want more wisdom from Ken, make sure to check out his show front row seat. It's on the Ramsey Network, wherever you get your podcasts on YouTube.

It's fantastic. Rachel and I have been guests on that show.

“And so we'll put some links in the description if you want to check out those conversations.”

It's about as deep as Rachel and I probably have ever gone. So. Ever like in life? Ever in life. Well, ever on a Ramsey Network show.

Because Ken, he plums the depths. Yeah, I can see his great interviewer. Sure. Nice as way I can put it. First, I want to make sure to check it out.

Use a plumber of the depths of the soul. All right.

Before we spill the tea on our guilty starch segment, I'll share what we're sipin' on in our ratings.

Or sipin' on the Kentucky Mule. I'm going to give this ten out of ten. Ten? Ten out of ten. I don't think it could be improved upon in its current form.

Wow. High praise, Mia. I think it balanced. I'm going ten out of ten. I don't think I would change anything.

I've got to say, I hate to be the guy who brings us down. But a ten is like ten. Ten. I don't know. Will we go two, three?

He's eight. I think it's an eight point eight. It's very refreshing. More punch than I thought. Fantastic.

I don't think we've had an eight point eight. So I think it says, this is a, if you're at the Kentucky Derby, you may start with this in your Searsucker suit. And white box that I would be wearing. Or if you're at home on a summer Eve.

Yes. It's a good like 435 o'clock. It's a, it's very refreshing. Yeah, very refreshing. Here's what's in it.

It's got bourbon lime juice, ginger beer, and some mint to garnish. And it comes out to $2.65 per glass, which is very affordable. Considering our other cocktails we've had on the show. So get the recipe in the show notes. Give it a try this weekend if you're of age.

All right. Now it's time for guilty as charged. And this is where we ask each other a new guilty's charged question ever week. And if we're guilty, we take a sip. All right.

Ready? I don't have anything to sip. Yeah, neither do we. We're done, but it's okay. Just pretend to mint.

Oh, okay. I might. That's what's left in there. Have you ever judged someone instantly based on their handshake? A hundred percent.

I know. Yes. Yeah. I think of the flimsy ones. That what's very telling.

“That's what kind of a deadfish scenario.”

Yeah. It's the extreme handshakes for me. And we shake a lot of hands. I got the, like whether it's live event or the Rams, you know. Yes.

And the guys that are like. And you're like, oh, my gosh. I can't. Or the ones that like crush you. I mean, they're thinking they have no idea what they're doing right now.

Because you're just like, ow, ow, ow, ow, ow. You just like, like, pinch my rings. Like it hurts. Yeah. Or are they trying to like?

Is it a flick? I don't know. Not to a woman. I can see that with Canada delowning. They're driving a hand shake.

That I'm a hand shaker. I'll up a little bit. I don't mind a very firm handshake. You gave me some effort. The person may an or woman by the way that gives me the, what I call the limp fish.

Yes. I've got to tell you. I want to look at him and go have some respect for yourself. You want to do that again? Give it a squeeze.

Give it. What are we doing here? What's the point you're sticking your hand out if you're not going to squeeze back? You've ever been impressed by hand shake. Someone like someone who made a drop that you're like, wow, that was a hand.

And I tell him.

“And you both have been with me when I've said to somebody, that's a great hand shake.”

Hand shake, I'll never forget.

Jocco. Because I expected big things. When you get to me, Jocco. You're like, this man better crush my hand. Yeah.

And it was perfect. It wasn't enough that he was trying to hurt you, but it was enough that he know he could kill you. I knew I was it. You know what? I appreciate that.

That's the perfect handshake for a man for certain. It's. I feel secure. You didn't break my hand. You're not trying to prove anything.

Yeah. But I knew that we just shook hands. It's a shake. Yeah. By the way, that's the other thing that's underrated.

It's not just a good grip. It's a grip. Here. Here we got ready. Yeah.

What about the second hand over the hand? Oh, I'll do that with. I'll do that with the elderly. Elderly. And someone that I really respect.

See what she just makes. Which makes sense. She got a little more of the hand over. Or someone's emotional. Like if they're like, I'll do that.

No, no. I'll go up to the shoulder on that one. Wow. It's a side shoulder. It's a.

We need to get an online course from Kenon. You're greetings. This was worth showing up today. These three, right here. Ken loves an audience.

That was good. Well, if you guys. I have a guilty search question for us. Make sure to DM us at Rachel Cruz and at George Camel. And if you enjoyed this episode, please leave a review.

Dr. John Deloni on critiquing your spending habits and hours with Dr.

John Deloni.

We'll leave a link down below.

Six, seven. Yeah.

“And if you love Ken, which how can you not?”

Be sure to go check out his show front row seat.

We'll leave a link to that in the description as well. All right. We'll see you guys next Thursday. And we're on a new episode of Smart Money Happy Hour.