Reacting to People Justifying Their Outrageous Spending Habits

I think that dog is in pain. I do. I think that dog is in pain.

“I'll give you one that is also controversial. Private school. I think it's an egregious move.”

If anything, fractions of pennies, when you think about the girl math we talked about earlier, because you opened your garage at least once a day. Maybe twice. Things get crazy. Hey guys, I'm Rachel Cruz. I'm George Campbell. And this is Smart Money Happy Hour. Here's four cheers.

I love a Manhattan. Well, this is the show where two friends who have many experts talk about what you're talking about. Everything from pop culture, current events and money. And today we are sipping on the reddish maroon Manhattan. That is named after our mixologist Michael Reddish. We've got a special cocktail today for a special guy. More on that later. Stick around to the end. We're going to review it.

Give you our rating and the recipe will be in the show notes.

Okay, George, if I go into our M.O.s, is that we always tell people like put the blinders on.

Just do what's best for you and your family. Don't be looking at other people. It's not your business. You know, don't judge. You know, look at yourself and your family. But you know, sometimes there is, I don't know, recent judge. Would you agree? That's true. Well, speaking of reddish, he says this quote. It costs you zero dollars to mind your own business. Oh, there you go.

“I think about that often. I've not taken that advice. I would much rather pay to judge than to not judge.”

And it'd be free. Right. You know what I mean? It's worth the cost to me. But it is fun. And every now and then, you know, you do look around. Everyone's done this. Where they look at a friend or something on Instagram or someone driving a car and they go, "Can they really afford that?" Yeah. You see the friends with the keys for the house and they're like, "Can they really afford that?"

Did mom and dad help out? We don't have any questions. You're great at the talking to the teeth. That's a special move for me. Well, I usually am like, "You don't know the story. You don't know what's really going behind." Oh, we want to say, you know, all of it. But yet, debt wouldn't exist. If everyone could just pay for everything. So there is something to be said.

Sometimes the conspiracy theory is correct. They can't afford that. Yeah. They are deeply in debt. And we can say out loud that America, we love our stuff. And sometimes we don't have the money for it. Yeah. So.

But as always, while we judge, we are happy to call ourselves out.

So let's go first. What would people say about you when they look at your spending? What is something you splurge on that someone else could never justify? They think it's so dumb and outrageous. It's so crazy. I always use this one because I do think it's overpriced. People probably think it's stupid. Valley parking is the airport.

Oh. It's my favorite thing. That is true. Why would you pay? Which they just up the price. Ask me how I know. Because I went to the garage. Yeah. I just couldn't stomach it, right? Oh, you parked in the garage. I went to the garage as well.

Well, Valley parking in Nashville, airport is technically in the garage. It's just in the bottom floor. That is true. And someone else goes in parks for it. And to be fair, I don't know that I'll do it again. I circled for 15 minutes. And I was like, I might miss my flight. I could not find a spot.

And then finally I'll suck it up and go a mile away and walk.

Oh, man. I was like, right. So would be just hiss, hissing me right now. Okay. That is one thing. I am that it may be my shampoo. Like, I just spin the nice money on shampoo. Like, I mean, I don't go drugstore shampoo.

You're on camera a lot. Well, thank you for the justification. And if you use the drugstore shampoo, they're like, mine is a hair looks so dry. She can't afford a better shampoo.

So either way, you're going to roast it. That's true. That's true. Yeah. So yeah, there's probably some elements that I spend money on that people are like, that's crazy. Oh, I you. Almost everything. I mean, you name it.

Haircuts wildly outright. We love George's expensive haircut. How much I spent on my dogs in 2025? People would go, I haven't spent that on myself in the last five years.

Put together. Yes. So those things. Any dogs is a good one for you? I would say.

How many cows do we all do in? Oh, all of us is okay. It's blue. It's blue. Yeah. So I'll only catch you guys up real quick. Recap.

Blue had a disc explode in the spine in 2025. And we ended up doing a surgery to try to remedy it. And now he's been in rehab for the last several months. George, tell everyone what are a couple of the things that he's doing and read out.

“Can I show you a little video that I got sent today?”

She's just a little update. If we can pause and go back to when Rachel made a comment about a dog in a wheelchair. And how I said, it's not dog like in the dog can.

Live a dog's life.

If the dog has to be in a wheelchair, put the dog down.

Did I say it that blunt? Like, you've seen these dogs that are in like many wheelchairs. And that's, I draw a line. I'm sorry.

You've had a great life. That is a terrible life. What if you could have a dog in a normal life? You're dreaming of running fields. And you're like in a wheelchair.

No, I can't. Why can't they just be on a sidewalk? Why are they going through a field? I actually have a real dog towards that likes to run. And hunt.

Wow. No, I had a hundred percent. I'd get a wheelchair for my dog. You would. Yeah.

Did I say it that bluntly? I think you did.

“I think John the Lorne supported your sentiment.”

And look at the video I got sent today.

Look at George's dog. Ready for this? Oh. No, not tell to his face. Tell him to his face.

He doesn't deserve to live, Rachel. Go ahead. Go ahead. He can hear you. George.

Tell me that dog is miserable. I think that dog is in pain. I do. I think that dog is in pain. And I think you are selfishly keeping it alive for yourself and your own enjoyment

because you can't handle. Let me just tell you the rehab part of life. The rehab people were very impressed. I bet they were. They were all clapping.

Yeah. Oh, man George. Well, for Ben, we have a little joy in our life. So anyways. Has your wife done acupuncture?

Yes.

“Has your dog done underwater treadmill therapy?”

Yes. Okay. Anything else? No. It's just great.

I'm just all I'm saying. And did you just have a newborn baby George? Yes. And are you stressed in life? Yes.

Is there a lot going on? Yes. What are you my therapist? I can't afford therapy from Rachel Cruz. Oh, I'm just kidding.

I'm so happy for you. But yeah, if I just top of mind dogs and hair would be the two that people bulk at BALK. We don't use that word enough. And I think we should bring it back. I do love dogs, by the way.

She is a dog lover, but she would put it down the moment. It is in physical distress. Oh, my gosh. Okay. Okay.

Well, let's move on. Let's do the other way around. Okay. Things that we see people buy that we think are ridiculous. General themes and you would say Rachel Cruz thinks that this is a waste.

Yes. Okay. Go. I'm going to say it. It's so controversial.

And it's not, again, we don't judge. It's not a judgment thing. But the category is travel sports. Okay. Big category.

Because there's much depth. There's levels. There's levels. Yes. It is the highest craziest level for the youngest kids.

It's age-wise. You know what I'm saying? Like, there's a part of their son and I still do it. That's making more sense. But when it's the six and seven year old doing the absolute most of like everything.

I mean, insane. Like that feels that feels crazy to me. Okay. It does. Yeah.

At that point. So I felt like I justified it a lot. Just to temper everyone watching. That's a good one. That's a good one.

I'll give you one that is also controversial.

“private school. Now, not in every case, but I think private school, when you have adequate”

quality public schools that you've already paid for with your tax paying dollars, I think it's an egregious move. Unless you have really good experience. Like if your kid is just not doing well for whatever reason, and you think they do better in this, that's no judgment there. But it's the like, well, my kid has to go to a private school. I can put them in that public school with the peasants. Yes. They have that vibe. I get it. I'm wearing your fence. I mean,

our kids are public school. So I would, I tend to, and I know people are watching, and they go, I put my school there. We did a book burning, hey, whatever, that's fine. You have your reasons. I'm just saying, for you, I wouldn't do unless my child does not thrive in the public education system. Okay. There you go. Okay. Well, what's fine on this episode is that the team has pulled together some videos from the Internet, and it is people's

extreme spending, and it's their confessions. Like we hear it. And they're putting it on the Internet for all of us to judge. Like I think they're kind of wanting us to be like, maybe so. Yeah, maybe so. And like, and again, we, we usually are a judgment free zone, but this episode, we just thought, look, I see. And we just thought, let's see some examples of stuff that we're all like, okay, that we can all agree. That's crazy. That's wild. That's

wild. We need to call it out. Yeah. Can you just say it all out? Yeah. Okay. Okay. Let's

let's check it out. All right. We're about to get to the first video, and let me just

call out. There's no need to be a comments warrior and shameless for judging. We're all just having a good time. It's fun and games. And these people willingly put this content on the Internet for all of us to consume in a comment. I'm not going to see. She's going to put that out there. But you can let us know your thoughts and confessions in the comments.

everything, George and I say, just wait, I'm like, I agree, guys. I need content and affirmation.

That we're. Thank you. All right. All right. First one, George. As a perfume addict, here

are some ways I justify purchasing my perfumes. I mean, we might as well keep this trend going, because I really like to make fun of myself because I'm ridiculous. I just got paid. Of course, I'm going to buy a new perfume. Going on a first date? Yes. I'm going to buy a new perfume. Did I break up with somebody? Yes. So now I'm sad. I'm going to buy a new perfume. But I also have to declutter the perfume that I had with that person because I don't want that sentiment

or any more. By I'm going on vacation. Of course, I've to buy some new perfumes. And while I'm on vacation, I have to buy some perfumes of that place. So when I come home from my vacation, I remember it. That's through that perfume. Am I bored? I want to see her perfume. I collect her perfume. Am I depressed, anxious, angry, uncomfortable in a weird mood? I'm probably going to buy

perfume. And then I'm going to be anxious and depressed that I got the perfumes because I feel guilty

and ashamed for buying so many perfumes. I'm just going to go ahead and declutter half of my

“perfume collection to justify the fact that I'm going to buy more perfumes. Is there a season change?”

Well, stop, but, you know, this to happen. Where's the guy bound when you need a new season? Is it my birthday? Well, the whole month is my birthday. So it's just a whole month of perfume shopping. Any special event that's going to happen? Probably going to buy a new for you. No way. And I'm definitely going to be influenced by the one that you want to talk, especially if you perfume drops by Kali, Flair, and Smith series. I'm also going to become hyper fixated on a particular note.

And so then I will definitely have to seek out perfumes with those notes and buy those. I also will have perfumes scattered in carts all throughout the internet. And then when they go on sale, I'll buy them or if I find a discount coupon rose. I will definitely buy them. I will also be on Facebook. I did generally, it's like for a few of us. If you have something, it will paint my interest and because it's free shipping and no tax.

I'll probably buy it. So there you have it. Some ridiculous ways. I justify. She probably gets to see a year. That okay. So interesting. Wow. That was a lot. Because I think what's hard is I'm like, I can go through. I mean, it takes me. I have, okay. I love her, her bio. Dairy, free diva, and perfume lover. Okay. As a gluten-free gladiator, I'm with you, sis.

I'm kind of all over the place. Okay. I'll agree with that. Gen X perfume girl. That's her link tree. Okay. So this is her thing. Yeah. She's like a perfume influencer. That's when it sounds like and I want to know that. Yeah, because I mean, to go through a bot, do you work long? Yeah, but very light and sometimes not. I do like the natural one because my wife is somewhat crunchy. Okay. And I'm holding babies. You know.

We're in that phase. Okay. Okay. But I love there's a dusty sleigh. One of my favorite

comedians and he has a thing about, he's like, I used to wear a clown, but people would always be like,

who's wearing a clown? No one wants that. That's funny. But perfume, I mean, I love goes a long way. Well, and I do perfume every, I mean, I will. But it's like one, I mean, it's like one or two sprays. How many perfume bottles do you say? I'm like, I think I have like three that I rotate through. Okay. That sounds pretty good. And it takes me a long time to get through. Yeah, they like three years.

“Yeah. Oh, yeah. Easily. Yes. That's one question. So that's why I'm very interested in all of”

it. And I'm picky. I'm like, I don't think I would like. She, though, she named so many of this. Well, and I'm guessing she's buying nice perfume, which can be hundreds of dollars. It is. Yeah. For sure. A hundred percent. Yes. Now, one thing I did do, which is kind of what she said that I was like, oh, someone said this. I said, get a different perfume per pregnancy. So you can remember. That's like a sentence when I feel like you're triggering a moment. But that's one

per pregnancy. Yes. That's a max total of three. So I did three. Yes. I did three different ones through my pregnancies. And I thought it was such a great idea because like, yeah, you can, but I still smell the scent. So I'm like, oh, I like remember it's weird. It's fun. But again, that's three, you know? Well, this is every emotion I have is a reason to find a buy. I know. I think she should spend some of that on therapy, which could avoid some of the perfume spending.

That's just one man's life. Oh, my gosh. All right. We're going to say it's look great. Look crazy. Yeah. Yeah. I don't need to be attracting B communities. And especially if you are in a workplace, tone it down. Well, we don't know how much she's putting quantity on herself.

“One spray goes a long way. That's what I say. What's the whole, what's the, what's the saying?”

Winston says it that you want to, um, oh, you want to be discovered on announced. Yes. I'm discovering a great sense in that being announced in the room when you walk in the room, and I was like, whoa. Wow. Too much. Yeah. All right. Yeah. The Avocombie Cologne. Remember walking in like early 2000s into an Avocombie. It was dark. It was like club music. Terrible. Yeah. They're like spray on the way. Is their holster was worse. I even think. Yeah.

We don't know. I didn't darken the door of a holster. You did it. No. No, my, I wasn't that that guy.

“Oh, man. I was a little too skateboarder. I was a little too like want to be softball shirt.”

What was it? No. No. I got a little packs on was thrown in there. Okay. There makes it a little pile. Yeah. That was more my speed. Okay. Yeah. Yeah. Thank God. A little less shirtless. Little more shirted. Yeah. How I prefer. A less surfboard more skateboard. Exactly. Okay. All right. All right. Moving on. Let's roast the men here at all the time. Travel ball the big money Graham. So let's do the math and find out. For this example, I'll be using my youngest child's nine new baseball team.

This year's team fee was $1100. They 1100 bucks. You got seven tournaments, a 12 game battle season, which is like league for travel kids during the week. Uniforms, two sets of uniforms and a helmet. Four one hour private one-on-one lessons with a professional trainer and the use of the world class facility that he gets to play in the winter and practice it in the winter and so on and so forth.

“So let's break this down. $1100, 11 players on the team that's $12,100. You have seven tournaments.”

I'm going to use a conservative number and say each of those tournaments cost 400 bucks. I know some of the perfect game tournaments cost like $600 for entry speeds but we'll be conservative and say $400 for tournament seven tournaments. That's $2,800. You got a 12 game battle season that cost the team. A $1100 for entry. You have uniforms like I said, two sets and a helmet. We're going to call it 200 bucks for the uniforms, the pants, the socks, the helmet, 200 bucks a kid. And then the four hour

or the four one hour private lessons, the one-on-one lessons. If you were to get these lessons at our facility outside of being on a team, they'd be $75 for the hour, get four of them. That's 300 bucks. So we'll call it 300 bucks a kid. That's 3300 bucks. And then the use of the facility for practices and games and such in the winter. But if you add all those up, the seven tournaments at 2800 bucks, the 12 game battle season at 1100, the uniforms and the helmet at $200 per kid,

2200 bucks, the four one hour lessons, that's 3300 bucks. And then the facility use is the facility use. You get $9,300. Now there's $12,100 total and there's $9,300 that are put into the team. That leaves you with a $2800 discrepancy. You take that $2800 discrepancy and you divide it by 11 kids, $254 in 54 cents. Now the facility that we get to use during the winter and for purposes, we use it in the world class. It's like the toilets for me, a gigantic full link

baseball field, a smaller practice field, seven baton cages, three pitching lanes. Is it just to find it? It's a beautiful and it gets plenty of use. You take that beautiful facility that we get to use and I got to pay $250 for us to be able to use that so you know, year round. That practices and getting hitting it and getting pitching in. I'm going to do that because

other teams are renting games. Okay so basically saying to use a nice facility. It's only

going to cost us much, even though we pay. All of this for China, all these costs are just the cost of tournaments. I know. That'll be so good in its wages. I really have it in the game. Full-time job for the parent. All the time that they're spending with practices throughout the year. Once a month in the deep winter months, a couple of times. I know. This is okay. Here's my thing. It's so much of youth sports now. It's like a big business. They're doing it for

the money. They go into the year. No one's making money off of this. A lot of money. Just to cover the cost that no one's making. No. They are making so much money. Whether it is based on every turn. Someone's making some money. The facility, the company making the uniforms, like everyone has to make a profit. Yes, totally. A hundred percent. But these leagues

“and everything, man. I don't know. This is a hard one for me because I think what's difficult”

is, or if I call, we've heard parents say that we know is either the kid loves it. They love it. What do you do? I've heard Dr. Dr. Zalone say, "Well, my kid loves ice cream. I'm going to let them eat ice cream for every meal." You have as a parent. You still set the tone in the mountain. Yep. And then the other end is like, okay, if they're not in all these amazing leagues at eight, nine years old, they're not going to make the middle school team at school because

every other kid is doing these types of leagues. And if they don't make the middle school team, then they're definitely going to make the high school team. And if they don't do high school sports, they're going to do drugs and die. No. Is it gone worse because of social media?

Yeah, I don't know why it's gone worse. But we never had, I mean, I knew one or two girls

did travel soccer in high school. And that was it. But like, that's the norm now. Like, if you

outside of wreck by fourth, fifth grade. It's over.

“That's what it feels like. You have enough in a break. That's what it feels like.”

I know. And again, we didn't do like we do wreck leagues because we don't have time. I'm like, I don't have time to do all this. Even if you have the money, it doesn't mean that it's worth the time and energy to put in. Well, and then the other hard thing you hear again from people that are ahead of me in parenting is once they hit high school, they get to be like sophomores and juniors and they're kind of like, I don't really want to play more. I just want to

go to football games and like hang off my friends. You know, and then they're done. So you're like, okay, I don't know. I guess you have to add all four. It's forever. Yeah. So again, as they get older for some reason, I can justify it more for them. But it's like the elementary school, even early middle. I might just like, it's just, it's wild. Well, if you take who's playing travel sports and then who's going to get like a college scholarship? The other big one. Oh, yeah.

Very competitive now. And it's all the girls are now doing volleyball. Like it's, and they're getting cut in these teams are intense. Like you can't like wear nail polish. Like they're, they're these intense volleyball leagues in the fifth grade. Like it's crazy. That is so wild. You know, wild. I want to see the stats. Like how many of those continue through high school, how many go to college? How many get a scholarship for that in college? How many then continue after

college? How many go, you know, semi-prow? How many go pro? The numbers would dwindle down to where you're like, 100%. It's still lottery to assume your kid is going to do something. But I don't think the parents do it for a professional outcome. I think it's an in the moment outcome. Like yeah. Is it a keeping up with the Joneses? Well, because you don't want your kid to be left out. And I've thought about that. Like one of my kids love soccer. And I'm like, and we're not doing

travel. Again, not saying it will never ever ever ever ever. All my friends are doing travel. Well,

it's not even front thing, but she's like, I won't make the middle school team. Because every ever, because like 60 girls try out for a team. That is heartbreaking. And you get 12 spots. They're definitely probably not going to pick a girl that's never, that hasn't been that competitive. You know what I mean? Like, so. That's brutal for a child. Do you do? I know. So it's more of that. They don't want to be left out. They don't want like, and to be fair to this to feel like they're

like missing out. Yeah. This exists outside of sports, too. So it's not dogging on sports. This happens in band. If you're in music, like this can happen to travel. If you're leading, like you're traveling the country to do these. So here's my parenting philosophy. My oldest is 10 years old. This could change next year. I think I won't well roundedness. Like, I want beach vacation. I want to go on vacation. That's the other thing. Spring break. They're all done. All your

vacations are done, though, with sports. Because you're traveling. Yeah. So I want family time. I want adventure. I can't believe I'm about to say it, but I am. Like, I need something that like, like, you all need to be a little outdoorsy. You know what I mean? I don't want to hike. Unlike your mom. Take a hike. Yeah. But like, do something there. Like, for Charles especially, I'm like, go hunting with dad. Like, like, have weekends to go, like, go do things other than

“one thing in life. And that's what worries me is, like, this one lane. But that's all they know.”

And they don't get these, like, experiences elsewhere. Yeah. I'm with you on that. Team sports are great. I learned a lot being on a team. Yes, absolutely absolutely. Like, don't make your entire

personality. In our wrecked legs have been amazing. Like, we've loved, like, the teams we've been

a part of. Shout out to the wrecked legs. I know. That was good. Keep it up. I am sick. We see you. We love you. We respect you. We appreciate you. And if you choose to do travel sports, we love you. Yeah. Because I have all my friends do. So it's great. Well, I'll tell you. I'll tell you. I'll tell you. I'll tell you, Rachel, one service that costs way less than a bottle of perfume, way less than travel sports, a delete me plan. Oh, yeah. That's adding some real

value to your life. It is. That's protecting you in a lot of ways. Because it is amazing. When they go and they remove, like, you're a dress that you lived at eight years ago, you know, and it's still out there floating around the internet. Like, that's crazy. So removing those that information from your address, your phone number, your kids names, all of it, off of data broker websites, like, thank you. And Amen. And to bring back the sports reference, you're playing defense here.

“Yes. And everyone's all about the offense. Yeah. Forget about the defense. That's how they”

win the game. That's right. Look at your sports analogy, being on the defending side. Appreciate that. So check it out. They'll send you a customer report every few months showing you exactly where they removed your personal info from how much time they've saved you. And because you're a listener of the show, you get a really sweet discount. 20% off their annual plans, when you go to joindeleteme.com/smartmoney or just click the link in the description to make it

easier on yourselves. All right, George. What's up next? Moody on a car payment. Okay. Does it have a controversial on this show? We're getting into parenting and private schools getting nervous over here. No, no, no, no, no, no. Is that number current? Me paying $1,300 car payment justifying it because I've had this car on my Pinterest vision board for

So to me, like, that's, I don't know why the whole, like, I have a nice luxury car and here's my

car payment isn't a flex to me because there's a part of me that I'm like. Yeah. But is that what she's wanting? Is she wanting us to be upset about it to drive engagement? Because this has 127,000 likes. Oh, really? 2700 comments. Yeah, no, I bet they're all positive, right? They're probably all like, go girl. Do you think I hope not? Oh, these videos make me realize I'm really not that bad with money. Okay. Top comment. 20,000 likes on that comment. Okay. There you go. I'm genuinely confused.

If you say for a long time, why is your monthly payment still $1,300 a month? Fair point. $1,300 is a

“whole mortgage. Another fair place. Okay. See. Girl, you should have left it in your vision board.”

Oh, no. That's strong. Oh, my gosh. That's good. Yeah, I think the like, I don't know, the flex to me. It's almost like there was a real housewives episode. I remember of Orange County. And one of the boyfriends bought the girl a car. But she had a car payment. She had a pay. Like, so he bought it for her in her name to pay for. I guess. I think so. Like, she like had a car. So to me, I'm like, that's not a flat. Like, the flex is I can afford the whole car, right? Yeah. In the flex is I don't need

to make a video about it. No, that's true. You know, put it out in the internet. Yeah. Oh, my gosh. Car payment. Remember, you are the only person that knows what kind of car you drive, unless you're posting about it on Instagram. Yes. Yes. Or your neighbor sees it in the driveway. But how often do you

think about other people's cars? Never. No, if you're a healthy person. And the other thing is to

am like, it gives you like an ego boost for a second, right? For a little bit, maybe a few months. And then it goes away. And you're going to be on the next thing. Like, it's just not, I don't know, it's just, it's not the thing that that's going to last a long time with that feeling that's or probably wanting. Yeah. And people can justify, they can justify payments so easily. They go, well, I'm in it a lot. Well, I need something reliable and safe. Well, I need these nice for features.

Yeah. We've got to have the heated steering wheel heating series winter. I love it. So here's what's crazy. If she invested $1,300 a month, and retirement for over 30 years. So 35 to 65. She had, she would have more than $3.6 million with an 11% rate of. So if she kept driving cars,

she paid for in cash. She's saving on the side, you know, upgrading over time in cash.

Yeah. And instead invested that amount. That is so wild to think about. Yep.

“And that's just using our Ramsey Investment Calculator. It's totally free. If you want to”

play around with the compound interest there to see the potential, we'll leave a link in the description for you to do that. I love playing around with that. It's fun to wild. All right, next step. Good. And this gracious. Okay, Ron, too. Here we go. My roommates and I spend $6,000 on one bedroom apartment that we flex into multiple rooms in Manhattan. Is it small? I mean, by New York standards, it's actually maybe big. Is it small by anyone else standards? Yes,

it's a one-bedroom apartment. We live on the water with a beautiful view of freedom tower in Manhattan. That is like stuff that people dream of. That these are my dreams that I've had and what I was unhappy in the beginning of college when I was going through bad times like living in my own apartment in New York City with a beautiful skyline view was literally my dream. Mine does okay if it's not your dream. Some people want a warehouse on the farm and that's totally fine. Some people want a house

in the suburbs right away totally fine. But what people who don't want to live in big cities, maybe don't understand, is that you're not paying for the small amount of space. We're not paying we're not paying $6,000, because we love the small little space. We're paying that money to be where we are, because location location is everything. So being in Manhattan in the capital of the world is going to pay the most evidence for our career, for opportunities for networking, for meeting people.

That is why people move to New York City. And that's okay if you don't want to, that's okay if it's not for everyone. But I mean, for me it is absolutely perfect. And I want to see the whole apartment. Yeah, I just can't get over the fact. She said that's the capital of the world. I didn't know the world had a capital. But you know what? But people don't live in New York City believe that they are the capital of the world. I think the education system needs an overall.

Is that true? They taught her at some point. When New York City capital of the world, all right. So she's justifying this. So she's paying $2,000 for her share.

“Yeah. To live in like a flex space in this one bedroom. Yeah. Which yeah. That's what I want to see.”

The view gorgeous. I'm sure. I want to see like are you guys on like sleeping? That's what I want to see. I know. I'm like is it coming down like a cruise ship? Like a bed out of the empty bed. Yeah. Yeah. Yeah. I want to see it. Why, I would just, I guess, share a king. So Mike, make it a slumber party. I mean, how do you, and you fit three twins in there? Are they bunk bedding? I know. That's what I want to see. But $2,000 for a little space a month.

Which is a lot for rent for anyone. They must have really good jobs. Yes. One would assume, or there's a trust fund. Yeah. But $2,000. Yeah. But $2,000. They could do that on

Take home. Let's hope that that's. Let's assume they're all making six figures. They're making

“over 100,000. Yeah. Yeah. Yeah. Yes. Man hat and job. Yeah. What's up with us soon? Okay.”

And she does have a point. This is not everyone's dream. Some people go, oh, I would hate to live in New York City. That's fine. Some people go, I would hate to live in Ankeny, Iowa. Yeah. That's fine. You know what I mean? Like, everyone thinks where they live is awesome if they enjoy living. Sure. Sure. Sure. And they wouldn't live anywhere else. Yeah. Yep. And she's young. She's single. No, a part of me, I'm like, good for you. Good for you. I actually

don't shame her for this as long as she's not in crippling debt. That's right. That's right. But yes. Because if anything, if it's your dream to be there and you've got a good job, you actually

may be saving money on rent to do it this way versus your own place and you're being stupid,

you know, from like a ratio perspective. So yeah. If we were you bought a place and man hat. Yes. You your mortgage payment would be $8,000. Right. Right. Right. Right. So okay. That's your bad choice. We had one that wasn't agreed. Absolutely horrible. Okay. That's a win for me. Yes. All right. Next up. This is a Disney one. I hope so. Oh, and cool. You go to Disney too much. Oh,

“my gosh. You're cool. Why don't you go visit two girls? No, cool. Don't you want to see anything new?”

Oh, my gosh. Why are it? It's Disney again. Aren't you sick and tired of it? No, I'm not. Do you know why? This is why. I just went through. It's like now. It's just after you can go and like you cross off like all these different things that you've done. You can keep track of different things. I've only done 38% of Disney world. 38% and for someone who's been going since they've been like five and we used to go every year as a kid. But now that I have like adult money, I go like six or seven

times a year. And the fact that I've still only have hit 38% cheers me, cheers to you, cheers to I'm about to go book a Walt Disney World trip or two. Oh, that's funny. That is funny. I like her energy. I like personality. She's fun. And she, she fell for the game of vacation where an app tells you, well, you haven't done there's so much more to explore. Yes. That's brilliant marketing. 100%. Because you're missing out on something. So you got to go back to fulfill it. She's going to do every

kitty ride. There is as an adult just to fulfill this marketing app dream. Oh my gosh. Okay. Yeah. The Disney conversation is funny. Because we love, we love Disney World. I'm happy about it. But last time you went, didn't you feel like a man on the street and they're so people that just, oh, the, yes. If you're wondering how do people afford this, they can't. They're just adding it, put it on my tab. Right. Are you 100 grand in debt? What's 105? That's right. That's right.

No big deal. Pay for it later. Yeah. We'll figure it out. Now there's, I'm sure a subset of people who paid cash. They saved up worked really hard. And this is a trip of a lifetime. Yes. Also a lot of people who have, you know, $50,000 in car loans and $80,000 in student loan debt. And they're just swipe in a credit card. And they're like, well, we'll get some points for it. Yep. I talked to people like that. So I don't know her state. But if you're going seven times. And she's having to like

fly somewhere. Let's assume she's going for a few days each. That might be like $152 grand. Yeah. A trip, at least. And seven times a year. Yeah. So it may be $1520 grand. It's a lot of take home pay to spend on Disney. Yep. I'm going to say that's a lot of money. It is a lot. Especially compared to probably what she's, I don't know what she's making. That's the other hard part. Some of this is, she made $400,000 or $30. There's a big difference. That's right. That's right.

Yeah. But she looks young. And so you would think like, oh my gosh. And then I always want to go

like who are they? And so I always put their profile. Oh, let's see. She doesn't have a lot of her. Yeah. She has like $4,000 followers. So she's not an influencer by any stretch. But this post took off obviously. Funny. Yes. So it's not like she's making. I'm like, she's not making $100,000 from TikTok. Yes. Yeah. Yeah. Yeah. You know, she probably has a normal job right of fun video people engage with it. So I have no problem with it. If this is what you want to

spend your money on and you're not derailing other financial goals and you've got a sinking fund. You're paying cash for these trips. Good on you. And a lot of these people are young, single girls that live in their life. You know, they don't have families that are abandoning. They're not not putting money in a college fund for the kids. She's living her life. Yeah. What else is she going to spend money on? Yep. Just as long as she can afford it. Can't

“believe I'm defending Disney. I don't. I doubt this is amazing. Look at you. What is happening?”

I can show you. Oh, my becoming. Oh, my gosh. But the gamification thing is real. But you're right. You can spend money on whatever you want and a place where, you know, I would spend my money. Cozy earth. Oh, now that that's worth it. I need to gamify that worth it. To where it's like you've only experienced 2% of cozy. You're looking at how you're like, "Winnie, look, I got to buy more." I got to do it. Yeah. My mom actually had a cozy earth like

pants and a shirt, matching set on vacation. And she said, "I want one of these in a different

So she likes it. And it's great though. But like even the, I wore the joggers history on a walk.

“And it's like, there's just something about the material. That's just amazing. I got the socks on”

right now. Let me tell you. I feel like a million bucks. Love it. Love it. Love it. It's great. So they have all the things. Home, bedding, men, women. They've got it all. And they've got a sweet discount for our smart money happy hour listeners. Just go to cozy earth.com/smart money to get 20% off and use code smart money to check out and let them know in the post-purchase survey that you heard about this. You heard about cozy earth on smart money happy hour. That means the

world will drop a link in the description as well. All right. Okay. Let's go to the next one. These are fun. I'm enjoying. This is really good time making us all feel like we're doing a job as like watching TikToks. I think this is a pretty cool day. It's not going to be okay. You would have told me a few years ago that I purchased a $30 mug. I would have said somebody somebody come get me because I'm not well. If I'm spending $30 in a mug, I'm not well. Okay.

“But here's the thing. This is the end for Miss Yeti mug. $30 dollars. When the dollar tree has”

one dollar mug, I bought a $30 one. Okay. So never I'm shopping and I'm going to justify like

a more expensive purchase. I use what's called the cost per use or cost per wear method. What's called basically what you do is you take the cost of the item and then you figure out how much you think you're going to get to calculate how much cost you'd use it per time that you actually use it. I've probably used this like over a hundred times because it is the best coffee mug and genuinely keeps your coffee hot and for so so long that the cost per use is actually really really

really low. But if I bought this fancy fancy $30 mug and then I didn't really use it that much, the cost per use is going to be really high. Next time you want to actually like treat yourself something nice like treat yourself but just be smart about it and calculate how much is it going to cost me to actually use this item and is that actually worth it? That's smart. Now the title is how to justify expensive purchases. I'm not going to label a $30 mug in general.

Yeah. No, no, no. No, it's a lot for a mug. But yeah, but for the Yeti that genuinely technology wise in that mug, it does keep it. It's actually it stays too hot sometimes I have to take the cap off and sometimes I'll put ice water in mind and the next next night. The ice is still yes. Ice. Over 24 hours. I'm telling you it is like and then we got Yeti cooler. We got a Yeti cooler. Yeah. That ice will say all weekend. It's great. I mean it's pretty wild. So you know what I got from

Costco for Whitney for Christmas because she's a mom who can never drink coffee because she's always

busy running around is the mug where you can set the temperature on the mug. Okay, how do we feel about that? Do we feel like there's like technology inside that is active and like I'm surprised crunchy. Yeah, crunchy Whitney would have like a battery. Well don't tell her that she's going to freak out. Don't listen to this portion of the episode Whitney. We love you Whitney. It's great. I've used it so far. Okay. And it's been amazing. Okay. Because I can't stand when coffee gets too cold and you know,

so you can set it out. Like I like it at 130 degrees. Okay, are you ready for this? Sure. Just remember this. You're going to be so proud of me. It's about time. I was proud of you. Okay. What is it? Speaking of coffee. It was a Winston purchase. Winston bought it. Guess what Winston bought me for Christmas this year. A coffee maker. Yes. And it's not a curing. Is it? Can I guess what it is? We he took the curing to the dump. It's over 10 years old y'all. And I still have my

cake cups. It's gone. It is gone. But the cake cups on the neighborhood. I have green mountain cake cups. If anyone needs. Can I guess what he got? He would. He'd be on this. So he did the research. I'm sure on the coffee maker. He's the brand I would know. And yes, and he's experienced this brand multiple places. Is it a juror? Yes. Final answer. Are you so proud? I'm very proud. That's a beautiful, high end, super automatic coffee maker. Very nice. Yes. And he said he's done with the curing.

“I think we can step up for taste. The goodness. So that is real coffee. Do you know where he got me?”

So you got me that. He got you. And then he got me a game grinder. No, we have that for his foreovers. And this is my old woman thing. I have a heating pad that I have in my bed that I turn on. Well, it's honestly hit. I didn't even know this. His from college. So this is like a 20 year old

and it's plastic. And he's always like, I just feel like you're going to burn the house down.

Yeah, that's it. And he's like Rachel, you're pretty low maintenance. So he said he's like, so he upgraded the heating pad and my coffee maker. I feel like I'm living on cloud now. What a hero. In my room. I know. And selfishly that benefits him. He gets great coffee. He doesn't have to worry about a house fire. That's it. They did it for him. That's the industry. So the justifying the purchase. I would be curious if we make like four cups a day out of that thing. How many years would it take?

When will you break even when will you ROI? Yeah. We just upgraded Whitney's coffee machine. That was it. You did. What did you do? We got an aid in fellow is what it's called. Wow. And it's like it looks really beautiful. So she wanted something aesthetic.

You can schedule it and all that. But it's supposed to mimic like a pullover.

You can really dial in, you know, the bloom and the temperatures. Like you can get nerdy with it. Or you can just make coffee like normal. But it's just really pretty. Good for you. So there we go. Anyways, what a what a purchase. Okay. What can justify any purchase. That's the lesson. We got one more. Yep. Okay. So I'm planning a wedding. And the thing that I've realized with wedding planning, which I kind of knew also before I started, is that you do have to

compromise unfortunately. Like there's just no way to kind of have everything you want and like be

“within your budget. So like unfortunately there are things that you have to compromise and like”

give up for me. I'm compromising on my budget. What? I'm compromising on the fact that if I

I'm going to have to spend more than I probably wanted in order to have what I want.

What? It's like there's things with that money. To spend a certain amount of money. But it looks like I'm going to have to. And that's just how compromise works. Yeah, this is sad tire. But I can tell she means it. Oh, she was for my fiance, sees this and has a literal panic attack. I'm joking. Okay. The good news is they're not married yet and it's not too late. Oh, my gosh. Run. That's funny. That's funny though. If I have to compromise

something, I have to compromise. Yeah. My chaotic digital diary. She's 25 and 26 bride. She wants to make that clear and she lives in Boston. Thank you for that tidbit. Good for her. I have her reaction. Who else's budget has magically increased LMAO?

We're still doing LMAO. We're still doing the skull emoji. Wow. Okay. We're still there.

Yeah, I personally didn't care for her energy on this one. Not some of that I would want to be in proximity to. Oh my gosh, George. It just may be an odd. The other girls. Hey, I said, I like the vibe. I didn't like her vibe. Little entitlement, little. I know I'm doing something dumb, but I don't care because I'm just too. I think she was joking. But I think it does show

“though that it's so easy to like have not put a boundary up when you need to, right?”

Where you do feel like, I don't want to, I want to do everything I want to do, so I want to just do it regardless of the money. Well, and don't compromise on the budget. Now, if she's actually doing a budget, I'm proud of her, and if she's not, she needs to check out every dollar. We'll drop a link in the description. Super easy budgeting tool. There's no compromise. You just make a plan for your money, and then you stick to it. And you can move. There's compromise and,

hey, I'm going to move money from this category to this one. But the goal is, I didn't spend more than I made. Yes. That's simple. Yes. If you have the money, you can buy it. If you don't have the money, you just say no. What a coincidence. Yes. She feels very like, you know, I'm worried about what her wedding is going to cost. Now, she has in the caption compromising for your wedding budget tips. So, maybe this is just satire to get some documents. Yeah, I think it's a, yeah. And she's

actually very, but I do think that that mindset is for a lot of people have the mindset though. So, she's probably just saying out loud, but a lot of people already think of you. But yeah. That's true.

“Now, one thing you should not compromise on the George is where you're banking, because where you”

put your heart and money, you're for a checking account, or even a high-old savings account, you know, to have a banking institution, or a credit union that aligns with your values, I didn't realize how important it was, honestly, because there was a little bit of this flipping like, just, yeah, go bank, you know, two and a half days. They have their bank by default. Well, it's the bank I've had since I was 16. And so, I'm just going to stick with it. And you don't know

that it's being eaten up by fees. They don't have your best interest at heart. They're constantly pedaling more marketing to get you into debt. Yeah. And that's why where you bank matters. And it's why we love Fairwin's Credit Union, because they're the good guys, the banking world. And then you want to make sure that you sign up for the smart bundle, because it includes the no-feet checking, the B-weird debit card, which I love, and then the high-old savings account. And it's all,

and it's so easy to use. And that's the other thing is, is when we signed up for a George, we even put the banks that we were banking at, like, into it, too, to transfer the stuff, and it's so easy. Like, it was quick. Yeah. I love that my high-old savings is connected to checking. So, if I have an emergency, I could move the money over instantly versus needing to wait a day or two or three business days for that money to get in there. So it gives me a piece of mine, too, that I could

access that money in a pinch. And if you go to the website, go to the app, you're going to like, this feels like Ramsey. They want people to become debt-free, which is so wild for a bank. Yeah. So check it out. You can go to Fairwin.org/Ramsy to sign up for that smart bundle and partner with a bank that's going to help you win with money in 2026. We'll drop a link in the description as well. Okay, George. So, the takeaway. I think it reminds me still,

as we watch these videos, like, there's still more questions. Like, to just make a judgment call

I think some of it we can. I'm going to say the $1,300 car payment. I think that can be a quick judgment for us. That's fine. Yeah. But a lot of the other ones, it's like, okay, giving more of the situation, what's going on, income matters a lot. I really do think that, where you are financially is a big deal and location cost of living. Yeah, there's a lot. Yeah, there's, there's a lot of factors. Are you sure? Similar married? Some of these are values

conversations, even the travel sports thing. I'll go back to it, right? It may not be like, our thing is family, but maybe people, I don't know. They love it. If they can afford it, that's where they want to spend their money. Like, that's great. Like, that's, so I don't know. Some of it's a, it's a values conversation. Everyone's value is going to be different. But I think from the financial perspective, just making sure that, like, okay, let's get all the

“information before we make the judgment call. That's why I love the Ramsay show because we actually”

talking to the person. We get the context from, because you might say, "Shit, can I spend $100,000 on a car?" Or like, well, what's your net worth? What's your income? Yes. I think, oh, I make $4 million. And like, buy the car. Yes. That's right. But I think, oh, I make $40,000. We're like, do not buy this car. Yeah, that's right. So the context matters. There's no bad purchases. If you're doing it in cash, you can afford it and it's not a big part of your world. That's right. So it's a good

thing to remember, you don't live their financial life. And it really doesn't benefit you at all to look at someone else's financial world. Because if they're doing better than you, will now you're invious. If they're doing worse than you will now, there's judgment of, like,

I'm better than them. Yes. And so none of that compares in helps. No. It's always just a little

fun to be a little judgmental every now and then, you know. But it's also like for the entertainment, which is toxic trait. This, this, this, this, this, so here's the deal. If you find yourself constantly saying must be nice to other people's lifestyles, consider taking some actual steps to get there instead of being jealous, go, okay, what did they do? If they earned this, the hard way, what can I do to get there? That's really a thing that I value a thing that I want. So check out the

get started assessment. It will help you look at your life and your money and set some tactical goals, some next steps to get you there. We'll leave a link in the description for you to take that. All right. Before we spill the tea on our guilty's charge segment, George, what we're sippin' on. Okay. So this was the Reddish Maroon Manhattan. The reason Reddish isn't front of it is because this is kind of a custom recipe that our mixologist Michael Reddish came up with,

and it's one of my favorite drinks now. And the reason it's different is you've heard of the Manhattan, which is made with Vermouth. I love the Manhattan. You've heard of a black man Manhattan, which is made with the Maro, while Michael decided why not both? He mixed it all together. He said yes and so the Reddish Maroon Manhattan was born and it's a way to honor him for his service on the show. For three years, he made us wonderful cocktails and he's retired as the

mixologist. He's still working at Ramsey. Everything's great, but he has a lot on his plate.

And now it's the producer shop. We got the thing. We were the first thing to come off the plate.

“That I can't do this anymore. So the producers made this, is that right? I think they did a fabulous job.”

I can give them his recipe verbatim. So it worked well. Hard to screw up, but we need to make it again, George. I hate to be this person. I like. Can I just be because it came to the audience? Well, I will randomly go through like periods where I'm like, oh, I'm going to drink for three weeks and just kind of like, you know, I'm in one of those moments right now. I know. You went dry this month. So I at the beginning of the episode, do you see it? I pretended like I

stepped in. I didn't. I didn't do it. What an actress you are. I didn't do it. What an actress you are. Let's try and play the skirt. Cheers. Hmm. I love, I love a Manhattan. Eagle-eyed viewers, my notice. The drink is so full. I'm going to have to give this to someone, but I love a Manhattan. You couldn't even just, I know sometimes when I have like my thing that I'm doing, I got to like stick to it. The discipline is impressive. Like the no dessert. If I go through, I don't know. Like I do those

like things through life. Just a little cleanse every now and then. Maybe you shouldn't have signed up for a show called so many happy hours. You know, I know. I'm very, I'm actually really sad about it. Man hat is going to vote for both of us. This is a 10 out of 10 drink. And if you disagree,

“you hate your grandmother. That's how strongly I feel about this drink. It is one of the all-time”

best bourbon cocktails you could make. That is out there. So if you enjoy Manhattan's, you're going to love this. It comes out to $4.35. It's got a defensive. Well, you know, Michael is a man of taste. He's got a maro and then it's got some black walnut bidders and chocolate bidders. Beautiful. So pick your poison, make it at home, $4. Well worth the money. You paid $20 for this

at a nice cocktail. First sure. So get the recipe in the show notes. I can't believe we're giving

this recipe out for free. This feels a grand mom's special recipe that we can't really. Thank you, Michael, though. So yeah, shout out to Michael for wonderful three years of making us cocktails. We appreciate it. Give it a try this weekend in honor of our friend, Michael Riddish. All right, now it's time for guilty as charged. And this is the segment where we ask each other

Oh, smell it. All right, question is, are you guilty of shamelessly hanging on to an over-priced subscription? Oh, that's a good one. When we're talking about stupid things we spend money on.

“Yeah. You got one? I got one. Okay. Should I smell the cocktail? Just smell out of. Yeah, I think”

the fumes might get you a second. I mean, I'm so good. I'm going to give this to Will after. Well, this can be yours for today. All right. You know, he's on a clock still. He's got another three hours of work tonight. But sure. Just get a sip on it. Okay, I pay $8 a year for the Marco Polo premium app. Wow. What was the, the rushing of the hair, Marco Polo? Marco Polo is, it's like FaceTime but records. You can talk to friends and send like walkie-talkie video messages.

Yes, that's it. That's a great way of putting it. Walkie-talkie. Well done. Yeah, like that.

Because not you can't always like FaceTime with a friend when they can FaceTime. That's right. That's right.

So it's just like a video. Yeah, and it's better than like a text or a voice message. And I'm just because you can like see their face. But if you can make a nine minutes long versus a text. Okay. So that's high point. So with the premium version, you can two X, the person. Now, some of my friends, I can't even two X because they talk fit and that's like probably like me.

“Hashtag Christie right. You got it. Yeah. Yeah. Yeah, Chris is a fast auger. 1.5. Like 1.5. We got it.”

Some other ones, for sure, two X. For sure. And then you're like, all right. Come on, girl. Get it out. Yeah, but they just talk and as they're processing what they're thinking. Right. You feel that speed? Yes. You like. So they just talk and as they're processing what they're thinking. I'm like, I got you. I got you. I got you. I got you. Can I give you a heart date? And I love it.

Don't put that on video. Just wait until you've processed the thought.

I didn't share it. I know that's a wild concept. But my friends, I feel like they're not just like, they're not, they're not filler, filler friends, like nothing is being said. But what's hard is like, we talk about therapy sessions and life and college. It gets on video and you can really shit. Oh, yeah. And we're like, hey, it's this and this. And then you want to get back to him. So since it is a little bit hard, because you can't get that ping pong. Yeah.

Not walkie talkie ping pong back to fourth, you know? Wait, does it ever hurt if they don't respond? And you just shared something really vulnerable. Sometimes it'll be a day or two. And then they come back and they will say, hey, I know you just shared that. I'm so sorry. We acknowledge it to each other. As a man, I'm deleting the app. You do you? You put your heart out there.

Sometimes people are busy, you know? And I have that. What if this gets leaked?

Oh, I have that. I have that. You're sharing vulnerable things. Like what if? Like, yeah. Yeah. You know, what? Like a polo videos really. There have been one season of life. I did tell my, I was like, after you all watched each one, delete it. Like, because I don't want it on the internet, if it gets leaked. Because it's personal stuff. And that's the content we need. There's Winston use it. Okay. So Winston started using it. And he got the free version. And I told him,

“you need to upgrade to premium babe. Like, you need to. Yeah, guys. No, Taurusly talk too slow.”

I can't stand talk. He only has these two friends. It's this one group. So that's mostly who they, who he talks to. And I was like, yeah. So I think we made to the family plan. Oh, my gosh. That is what it was. You needed to ex. You got to be a two exer. Because you got it. We got to be efficient. And it's smart of them to charge for that. And it's good marketing. I know. Another three shots may one time on Instagram, because I tagged them or something. Yeah.

In the Marco Polo Instagram app, like, message me. And I was like, they need to just give it to you for free. I felt so free. Promote. Dave's going to be mad that you were like, why did you just like lift their whole rank? You just got 100 people to go get premium right now. I know it's worth it. It's worth it. It's worth it. Thank you for your ministry, Marco Polo. Wow. Hey, do you have anything crazy? Yeah. Mine's much nerdy and less exciting. It doesn't involve

social interaction. But my queue is an app connected to your garage doors. So your garage door automatically open when you get, you know, within 50 feet of your garage, which is very nice, very helpful. And so when I got my new Tesla for some reason, it would not work for free anymore. The garage would not open without a subscription. Because something updating in the hardware, where they want to charge me monthly. But then they were like, hey, you can get a 10 year subscription

for a fraction of the cost. You'll save a whole lot of money. And the saver, and me said, well, that's smart. Because you're going to be using it for 10 years. Have a garage for the next 10 years, barring, you know, something terrible happening. So I thought, I'll just pay for the 10, and it was like $250 for 10 years. I was like, terrible though. So, but it was a one time fee, and I'm like 10 years from now. For sure.

It would be in my mid 40s. Oh, yeah, I got to re-up on mine. I mean, that's garage. If anything, fractions of pennies, when you think about the girl math, we talked about earlier, because you opened your garage at least once a day. Maybe twice. Yeah. Things get crazy.

Time to like think. When you just pull up on your street, the garage magically opens. Good.

And it's a, it's a real blessing in my life. Look at you. So yeah, both guilty. I will take the sip on behalf of both of us. You are a better person than me. No, I'm just a disciplined person. And this few weeks in my life. Now I'm on this black on the tray. Now I'm undisciplined. No, you're great. I just don't, I don't make commitments like that. You know, it's in

them. I follow them. This is I don't have resolutions. Goals are silly. I know about doing randomly.

“And then when I'm in it, I usually don't last as long as I think I will. Is it a health thing?”

I'm in a probably, um, no, it's a cleansing thing. Like I'm doing like a tea at night. I'm doing a bunch of water. No alcohol. It's like a, yeah, kind of like a cleanse. Not doctor ordered. No, no, no, no. You know when they ask you in the physical like, how many drinks you have per week?

Like how many smart not many happy hours like that? Oh, I got a drink for work purposes legally.

Three times this week. What do we, I said two to three a week. That's all my life. He seemed to believe me. Yeah, just say it. I bet those doctors, if you say you, you're, I bet they, I bet they two exit in their mind. Like if, what the people actually say, I bet they, if you're a doctor, let me know in the comments what you secretly do in your mind. Yes, when people say,

“I don't know. Hey, ran the blood work. I'm a specimen. Oh, what kind of blood work did you do?”

I did all of it. Yeah. And he said literally, he said, everything's perfect. In fact, I would maybe introduce more carbs, if you can. Your triglycerides are impressively low. So much so maybe eat more carbs. I went, okay. Loud and clear, doc. Loud and clear. Good for you. So I will not be working out this year. I will not be moving my body. I'm going to keep doing exactly what I'm doing. What I'm doing is it is perfect. Staying way too anxious on my phone and

“enjoying a cocktail. You know what? That's the good life. Oh, man. Well, if you have a guilty”

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